414 Riggs Ave, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 414 Riggs Ave, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,776 sqft · built 1953
Lot Size	0.501 acres (21,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Oct 2024)
Tax Bill	$14,140 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-490-12136600`

Property Details

APN / Parcel Number

Primary APN	`03-490-12136600`
Alternative APNs	`349012136600` `49012136600`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,776 sqft Living Area
Gross Area	4,452 sqft
1st Floor Area	2,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,800 sqft (0.501 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	49012136600
Street Address	414 RIGGS AVE
City	SEVERNA PARK
State	MD
Zip	21146-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 85 LINSTEAD
Legal Subdivision	LINSTEAD
Legal Block	1
Legal Lot Number	85
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	730702

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 RIGGS AVE, SEVERNA PARK, MD 21146-4426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 24, 2018	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 7, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on Record
Deed Sale	Oct 9, 2024 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Book / Page	40795 / 296
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	414 RIGGS AVE, SEVERNA PARK, MD 21146-4426
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 RIGGS AVE, SEVERNA PARK, MD 21146-4426

Mortgage

Document Number	0389960453
Date	Aug 4, 2022
Book Page	38996/453

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	261 Months
Due	May 18, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	414 RIGGS AVE, SEVERNA PARK, MD 21146-4426
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 RIGGS AVE, SEVERNA PARK, MD 21146-4426

Mortgage

Document Number	0373510158
Date	Aug 11, 2021
Book Page	37351/158

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SEVERNA PARK, MD 21146

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	414 RIGGS AVE, SEVERNA PARK, MD 21146-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0324210479
Date	Aug 24, 2018
Book Page	32421/479

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	414 RIGGS AVE, SEVERNA PARK, MD 21146-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0327880017
Date	Jan 7, 2019
Book Page	32788/017

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Nov 6, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	414 RIGGS AVE, SEVERNA PARK, MD 21146-4426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353390398
Date	Oct 5, 2020
Book Page	35339/398

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,364,867 (+23.04%)	$1,479,400 (+30.25%) Land $766,400 Building $713,000
2025	$14,140.00 (+45.65%)
2023	$9,708.00 Homeowner's exemption	$1,109,267	$1,135,800 Land $686,400 Building $449,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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