414 Ridgeway Dr, Rio, WI 53960 Property Records

Columbia County property record for 414 Ridgeway Dr, Rio, WI 53960

Property Summary

Property Type	Single Family Home
Lot Size	0.439 acres (19,166 sqft)
Owner	Trust Name on File
Tax Bill	$8,042 (2025)
Deeds & Mortgages	Mar 2022 Sale Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11177-350.045`

Property Details

APN / Parcel Number

Primary APN	`11177-350.045`
Alternative APN	`2266917`

Exterior

Lot Area	19,166 sqft (0.439 acres)

Location & Zoning

Street Address	414 RIDGEWAY DR
City	RIO
State	WI
Zip	53960-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45, OAK TERRACE
Legal Range	11E
Legal Township	11N
Legal Section	07
Legal Subdivision	OAK TERRACE
Legal Lot Number	45
Jurisdiction	COLUMBIA WI
Township / Civil Division	RIO
Census Block Group	2
Census Block	2023
Census Tract	971000

Owner

414 Ridgeway Dr is owner-occupied and held in a trust since March 2022.

Source: Columbia County records, as of February 20, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	414 RIDGEWAY DR, RIO, WI 53960-8042
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2020	Deed of Trust, Mortgage PAPER CTY SVGS ASSOC
Sep 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage PAPER CTY SVGS ASSN
Sep 26, 2019	Trustee's Deed, Construction Loan · Construction Mortgage PAPER CTY SVGS ASSOC
May 24, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019
Deed Sale	May 24, 2019
Deed Document Number	0000913951
Last Transfer Date	Mar 15, 2022
Transfer Doc	0000954644
Record Updated	Jun 8, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA WI
Recording Date	Mar 15, 2022
Property Address	414 RIDGEWAY DR, RIO, WI 53960-8042
Document Number	0000954644
Instrument Date	Mar 7, 2022
Instrument	954644
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 RIDGEWAY DR, 414, RIO, WI 53960-8042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	414 RIDGEWAY DR, RIO, WI 53960-8042

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA WI
Property Address	414 RIDGEWAY DR, RIO, WI 53960-8042
Document Number	0000931329
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 RIDGEWAY DR RIO WI 539608042, RIO, WI 53960-8042

Mortgage

Document Number	0000931329
Date	Sep 1, 2020
Instrument	931329

Lender

Name	PAPER CTY SVGS ASSOC
Type	Funding / Finance Company
Address	WISCONSIN RAPIDS, WI 54494

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLUMBIA WI
Recording Date	Sep 30, 2019
Property Address	414 RIDGEWAY DR, RIO, WI 53960-8042
Instrument Date	Sep 27, 2019
Instrument	918395
Transaction Type	Construction Loan
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 RIDGEWAY DR RIO WI 53960, RIO, WI 53960

Mortgage

Document Number	0000918395
Date	Sep 30, 2019
Instrument	918395

Lender

Name	PAPER CTY SVGS ASSN
Address	WISCONSIN RAPIDS, WI 54495-0339

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 29, 2020

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLUMBIA WI
Recording Date	Sep 26, 2019
Property Address	414 RIDGEWAY DR, RIO, WI 53960-8042
Instrument Date	Sep 20, 2019
Instrument	918276
Transaction Type	Construction Loan
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 RIDGEWAY DR RIO WI 53960, RIO, WI 53960

Mortgage

Document Number	0000918276
Date	Sep 26, 2019
Instrument	918276

Lender

Name	PAPER CTY SVGS ASSOC
Type	Funding / Finance Company
Address	WISCONSIN RAPIDS, WI 54495-0339

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2020

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA WI
Recording Date	May 24, 2019
Property Address	414 RIDGEWAY DR, RIO, WI 53960-8042
Document Number	0000913951
Instrument Date	May 24, 2019
Instrument	913951
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1322 APACHE CIR NEKOOSA WI 544578695, NEKOOSA, WI 54457-8695

Tax Assessment & Valuation

The 2025 property tax bill for 414 Ridgeway Dr was $8,042 with a homeowner's exemption.

Source: Columbia County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Columbia County
Municipality	Rio Village
Unified School District	Rio Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,042.00 Homeowner's exemption	$396,100 Land $29,300 Building $366,800	$554,631 Land $41,027 Building $513,604
2023	$8,411.00 Homeowner's exemption	$413,600 Land $29,300 Building $384,300	$505,238 Land $35,792 Building $469,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Ridgeway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO WATERWORKS serves 1,095 people · EPA ID WI1110111
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
UpNet WI Fixed Wireless	100 / 30

May also be available: Bertram Communications.

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