414 Ridgedale Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 414 Ridgedale Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,180 sqft
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Apr 2026)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-441-084-0000`

Property Details

APN / Parcel Number

Primary APN	`008-441-084-0000`

Interior

Full Baths	1 Bath
Building Area	1,180 sqft Building Perimeter
1st Floor Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	17,424 sqft (0.4 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 RIDGEDALE DR
City	ROSCOMMON
State	MI
Zip	48653-9267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-526 P-540 233 414 RIDGEDALE LOT 1084 HIGGINS LAKE FOREST ESTATES #4
Legal Subdivision	HIGGINS LAKE FOREST ESTATES NO 4
Legal Lot Number	1084
Jurisdiction	ROSCOMMON MI
Township / Civil Division	MARKEY
Census Block Group	1
Census Block	1150
Census Tract	970600

Owner

414 Ridgedale Dr is owned by a company that bought it in April 2026 and is owner-occupied.

Source: Roscommon County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	16440 S GRANGE RD, GRAND LEDGE, MI 48837-9609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Nov 23, 2010 · Amount on File
Deed Document Number	20262442
Deed Book / Page	1193 / 237
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 15, 2026
Property Address	414 RIDGEDALE DR, ROSCOMMON, MI 48653-9267
Document Number	0000006528
Book / Page	1194 / 1624
Instrument Date	Sep 14, 2026
Instrument	20266528
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	16440 S GRANGE RD, GRAND LEDGE, MI 48837-9609

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 6, 2026
Property Address	414 RIDGEDALE DR, ROSCOMMON, MI 48653-9267
Document Number	0000002442
Book / Page	1193 / 237
Instrument Date	Apr 3, 2026
Instrument	20262442
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16440 S GRANGE RD, GRAND LEDGE, MI 48837-9609

Mortgage

Document Number	0000002443,
Date	Apr 6, 2026
Instrument	20262443

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 6, 2026
Property Address	414 RIDGEDALE DR, ROSCOMMON, MI 48653-9267
Document Number	01193/0237
Book / Page	1193 / 237
Instrument Date	Apr 3, 2026
Instrument	20262442
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16440 S GRANGE RD, GRAND LEDGE, MI 48837-9609

Mortgage

Document Number	0000002443,
Date	Apr 6, 2026
Instrument	20262443

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 414 Ridgedale Dr was $1,222 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Markey Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,400 (+14.74%)	$186,800 (+14.74%)
2025	$1,222.00 Homeowner's exemption	$81,400	$162,800
2023		$59,000	$118,000
2022	$1,086.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 Ridgedale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Ridgedale Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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