Dutchess County and Dover Town property record for 414 Ridge Rd, Dover Plains, NY 12522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,482 sqft · built 1971 |
| Lot Size | 9.02 acres (392,911 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Oct 2025) |
| Tax Bill | $4,416 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 132600 6961-00 |
| Primary APN | 132600 6961-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 440 sqft |
| Game Room | Game Room |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 392,911 sqft (9.02 acres) |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Covered Porch |
| Porch Area | 622 sqft |
| Deck Area | 70 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 132600 6961-00- |
|---|---|
| Street Address | 414 RIDGE RD |
| City | DOVER PLAINS |
| State | NY |
| Zip | 12522-5741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 665 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40003 |
414 Ridge Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Dutchess County and Dover Town records, as of June 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 RIDGE RD, DOVER PLAINS, NY 12522-5741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Oct 28, 2025 | Deed, Transfer TOTAL MORTGAGE SERVICES LLC |
| Nov 14, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on File |
| Deed Sale | Oct 28, 2025 · Amount on File |
| Deed Document Number | 202553750 |
| Prior Transfer Date | Nov 6, 2024 |
| Prior Transfer Doc | 0000003330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 414 RIDGE RD, DOVER PLAINS, NY 12522-5741 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001319 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 1319 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Oct 28, 2025 |
| Property Address | 414 RIDGE RD, DOVER PLAINS, NY 12522-5741 |
| Document Number | 0000053750 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025-53750 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 RIDGE RD, DOVER PLAINS, NY 12522-5741 |
| Document Number | 0000053614 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 53614 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Nov 14, 2024 |
| Property Address | 414 RIDGE RD, DOVER PLAINS, NY 12522-5741 |
| Document Number | 0000003330 |
| Instrument Date | Nov 6, 2024 |
| Instrument | 2024-3330 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 414 RIDGE RD, DOVER PLAINS, NY 12522-5741 |
The 2025 property tax bill for 414 Ridge Rd was $4,416, down 0.8% from the year before.
Source: Dutchess County and Dover Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Dover Town |
| Unified School District | Dover Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,416.00 (-0.83%) Veteran's exemption | $112,100 (-) Land $31,100 Building $81,000 | $350,300 (+7.82%) |
| 2024 | $4,453.00 Homeowner's exemption Senior Citizen's exemption | $112,100 (-) Land $31,100 Building $81,000 | $324,900 (+2.88%) |
| 2023 | $112,100 Land $31,100 Building $81,000 | $315,800 Land $87,613 Building $228,187 | |
| 2020 | $4,384.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 414 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
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