414 Rhode Island Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 414 Rhode Island Ave, Woonsocket, RI 02895

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,420 sqft · built 2005
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jul 2018)
Tax Bill$4,799 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN31071

Property Details

APN / Parcel Number

Primary APN31071
Alternative APN
  • WOON M:29F L:326 U:35

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,420 sqft Living Area
Gross Area2,324 sqft
1st Floor Area564 sqft
Basement Area564 sqft
Finished Basement564 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number31071
Street Address414 RHODE ISLAND AVE
CityWOONSOCKET
StateRI
Zip02895-5531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number326
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group1
Census Block1019
Census Tract17700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 EAGLE ST, 252, PROVIDENCE, RI 02908-5645
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · FHA Mortgage
NATIONS DIRECT MORTGAGE, LLC
Dec 22, 2025Deed of Trust, Mortgage · Line of Credit
NAVIGANT CREDIT UNION
Jun 10, 2025Deed of Trust, Mortgage · Line of Credit
NAVIGANT CREDIT UNION
Jul 6, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2018 · Amount on Record
Deed SaleJul 6, 2018 · Amount on Record
Prior SaleNov 7, 2005 · Amount on Record
Deed Document Number2018195732
Deed Book / Page2372 / 183
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Recording DateMay 26, 2026
Property Address414 RHODE ISLAND AVE, WOONSOCKET, RI 02895-5531
Document Number0003034-65
Book / Page3034 / 65
Instrument DateMay 22, 2026
Instrument2026243737
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 RHODE ISLAND AVE, WOONSOCKET, RI 02895-5531

Mortgage

Document Number0000243737,
DateMay 26, 2026
Book Page3034/65
Instrument2026243737
Lender
NameNATIONS DIRECT MORTGAGE, LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address414 RHODE ISLAND AVE, WOONSOCKET, RI 02895-5531
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003003-114
DateDec 22, 2025
Book Page3003/114
Instrument241613
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term229 Months
DueJan 1, 2045

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address414 RHODE ISLAND AVE, WOONSOCKET, RI 02895-5531
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002955-306
DateJun 10, 2025
Book Page2955/306
Instrument238287
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 1, 2045

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJul 6, 2018
Property Address414 RHODE ISLAND AVE, WOONSOCKET, RI 02895-5531
Document Number2372-183
Book / Page002372 / 000183
Instrument DateJul 5, 2018
Instrument195732
Transaction TypeTransfer
Record UpdatedJul 31, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 EAGLE ST #252 PROVIDENCE RI 029085645, 252, PROVIDENCE, RI 02908-5645

Mortgage

Document Number2372-186
DateJul 6, 2018
Book Page002372/000186
Instrument195733
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2048

Mortgage

Document Number2372-196,
DateJul 6, 2018
Book Page002372/000196
Instrument195734
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
AmountAmount Recorded
Term180 Months
DueJul 5, 2033

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,799.00 (+11.42%)$427,300 (+38.69%) Land $99,200 Building $328,100
2023$4,307.00$308,100 (-) Land $88,000 Building $220,100
2022$4,307.00$308,100 Land $88,000 Building $220,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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