414 Persimmon Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 414 Persimmon Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,328 sqft · built 1984
Lot Size	0.434 acres (18,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jan 2022)
Tax Bill	$10,322 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.07-3-28`

Property Details

APN / Parcel Number

Primary APN	`013089 27.07-3-28`
Alternative APNs	`308902700700030280000000` `02700700030280000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area
1st Floor Area	1,264 sqft
2nd Floor Area	1,064 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	18,925 sqft (0.434 acres)
Lot Dimensions	236 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02700700030280000000
Street Address	414 PERSIMMON DR
City	SCHENECTADY
State	NY
Zip	12303-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT#414 LPV SEC 4
Legal Subdivision	LONE PINE VILLAGE SECTION 4
Legal Block	3
Legal Lot Number	28.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1012
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 PERSIMMON DR, SCHENECTADY, NY 12303-5124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Dec 24, 2009 · Amount on Record
Deed Document Number	20221542
Prior Transfer Date	Sep 11, 2006
Prior Transfer Doc	0009794862
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 18, 2022
Property Address	414 PERSIMMON DR, SCHENECTADY, NY 12303-5124
Document Number	0000001542
Map Reference	MAP 6135 DR 172
Instrument Date	Jan 14, 2022
Instrument	R2022-01542
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NBENNETT TTL & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 PERSIMMON DR, SCHENECTADY, NY 12303-5124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	657 DELAWARE AVE APT F, F, DELMAR, NY 12054-2486

Mortgage

Document Number	0000001543
Date	Jan 18, 2022
Instrument	R2022-01543

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,322.00 (+0.01%)
2025	$10,321.00 (+11.82%)	$363,000 (-) Land $73,000 Building $290,000	$484,000 (+13.33%) Land $97,333 Building $386,667
2023		$363,000 (-) Land $73,000 Building $290,000	$427,059 (+7.06%) Land $85,882 Building $341,177
2022		$363,000 Land $73,000 Building $290,000	$398,901 Land $80,220 Building $318,681
2021	$9,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20