New Castle County property record for 414 Pencader Ln, Bear, DE 19701 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1966 |
| Lot Size | 2.78 acres (121,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Jan 2017) |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-041.00-020 |
| Primary APN | 11-041.00-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 121,097 sqft (2.78 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 414 PENCADER LN |
|---|---|
| City | BEAR |
| State | DE |
| Zip | 19701-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PENCADER FARMS |
| Legal Lot Number | 39 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | GLASGOW |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14811 |
Source: New Castle County records · APN 11-041.00-020
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 PENCADER LN, BEAR, DE 19701-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIVERFRONT FEDERAL CREDIT UNION |
| Jan 18, 2017 | Deed, Transfer · Conventional Mortgage TRIDENT MORTGAGE COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on Record |
| Deed Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 20173059 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Aug 05, 2026 |
| Property Address | 414 PENCADER LN, BEAR, DE 19701-2304 |
| Document Number | 0000059975 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202659975 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 414 PENCADER LN, BEAR, DE 19701-2304 |
| Document Number | 0000059975, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 202659975 |
| Name | RIVERFRONT FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 03, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jan 18, 2017 |
| Property Address | 414 PENCADER LN, BEAR, DE 19701-2304 |
| Document Number | 0000003059 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 20170118-0003059 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 PENCADER LN, BEAR, DE 19701-2304 |
| Document Number | 0000003060 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 20170118-0003060 |
| Name | TRIDENT MORTGAGE COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | DEVON, PA 19333 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,038.00 (+11.57%) | $391,500 (+411.1%) Land $199,500 Building $192,000 | |
| 2024 | $343,530 | ||
| 2023 | $2,723.00 | $76,600 Land $19,000 Building $57,600 |
Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030148111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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