414 Palin Ave, Galt, CA 95632 Property Records

Sacramento County property record for 414 Palin Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 1961
Lot Size	0.399 acres (17,360 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 1998)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-0344-002-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0344-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,360 sqft (0.399 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	414 PALIN AVE
City	GALT
State	CA
Zip	95632-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	E 140 FT LOT55 VALLEY OAKS SUB NO 2 EXC NWLY 20FT MEAS AT R/W TO N WLY LINE
Legal Subdivision	VALLEY OAKS 03
Legal Lot Number	55
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1000
Census Tract	9503

Owner

414 Palin Ave is owned and occupied by an individual who acquired it in June 2006.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	414 PALIN AVE, GALT, CA 95632-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONS CHOICE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 1998 · Amount on File
Deed Sale	Jun 16, 1998 · Amount on File
Deed Book / Page	980616 / 42
Last Transfer Date	Jun 12, 2006
Transfer Doc	0000001451
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	414 PALIN AVE, GALT, CA 95632-1619
Document Number	2012312124
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 PALIN AVE CONWAY MO 65632, CONWAY, MO 65632

Mortgage

Document Number	2012312124
Date	Dec 31, 2020
Instrument	2012312124

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	414 PALIN AVE, GALT, CA 95632-1619
Document Number	1712281552
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 PALIN AVE GALT CA 956321619, GALT, CA 95632-1619

Mortgage

Document Number	1712281552
Date	Dec 28, 2017
Instrument	1712281552

Lender

Name	NATIONS CHOICE MTG
Type	Mortgage Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 414 Palin Ave was $2,161 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$198,871 (+2%) Land $81,420 Building $117,451
2025	$2,161.00 (+4.55%) Homeowner's exemption	$194,973 Land $79,824 Building $115,149
2024	$2,067.00 (+1.82%)
2023	$2,030.00 (+4.26%) Homeowner's exemption	$187,404 Land $76,725 Building $110,679
2022	$1,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 414 Palin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Palin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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