Calvert County property record for 414 Overlook Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,904 sqft · built 1998 |
| Lot Size | 0.527 acres (22,960 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,591 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-176072 |
| Primary APN | 01-176072 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,904 sqft Total Area |
| Basement Area | 843 sqft |
| Finished Basement | 843 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,960 sqft (0.527 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 176072 |
|---|---|
| Street Address | 414 OVERLOOK DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 32R BLK A SEC 25 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | A |
| Legal Lot Number | 32R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 861003 |
414 Overlook Dr is owned and occupied by two individuals who acquired it in March 2018.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 OVERLOOK DR, LUSBY, MD 20657-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · VA Mortgage GEORGE MASON MORTGAGE LLC |
| Mar 20, 2018 | Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2018 |
| Deed Sale | Mar 20, 2018 |
| Prior Sale | Mar 20, 2018 · Amount on File |
| Deed Book / Page | 5161 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 414 OVERLOOK DR, LUSBY, MD 20657-3202 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | STRATFORD TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0056040205 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 5604/205 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 20, 2018 |
| Property Address | 414 OVERLOOK DR, LUSBY, MD 20657-3202 |
| Document Number | 0051610126 |
| Book / Page | 5161 / 126 |
| Map Reference | LB KPS1267 FO716 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | BLUE CRAB TITLE &ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 414 OVERLOOK DR, LUSBY, MD 20657-3202 |
| Document Number | 0005161135 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 5161/135 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 414 Overlook Dr was $5,591 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,600 Land $83,200 Building $463,400 | $546,600 Land $83,200 Building $463,400 | |
| 2025 | $5,591.00 | ||
| 2023 | $4,133.00 Homeowner's exemption | $397,800 Land $83,200 Building $314,600 | $397,800 Land $83,200 Building $314,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Overlook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Overlook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
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