414 Neck Rd, Shiloh, NC 27974 Property Records

Camden County property record for 414 Neck Rd, Shiloh, NC 27974

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 2023
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$31,500 (Oct 2022)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03.8962.00.43.4592.0000`

Property Details

APN / Parcel Number

Primary APN	`03.8962.00.43.4592.0000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	414 NECK RD
City	SHILOH
State	NC
Zip	27974-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	SURVEY FOR ELWOOD C ELLOIT
Legal Lot Number	2
Jurisdiction	CAMDEN NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	950102

Owner

414 Neck Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Camden County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	414 NECK RD, SHILOH, NC 27974-7208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage FIVE CS INC
Oct 14, 2022	Warranty Deed, Transfer
May 22, 2020	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	May 22, 2020 · Amount on File
Deed Document Number	2022215360
Deed Book / Page	430 / 400
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	414 NECK RD, SHILOH, NC 27974-7208
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000437/580
Date	Aug 3, 2023
Book Page	437/580
Instrument	216646

Lender

Name	FIVE CS INC
Type	Non-Lending Institution
Address	ELIZABETH CITY, NC 27909

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Oct 14, 2022
Property Address	414 NECK RD, SHILOH, NC 27974-7208
Document Number	000430/400
Book / Page	430 / 400
Map Reference	CAB 3 SL 63B
Instrument Date	Oct 12, 2022
Instrument	215360
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 ROBERT ST, CAMDEN, NC 27921-6800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 ADAMS HUNT DR, WILLIAMSBURG, VA 23188-7358

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	May 22, 2020
Property Address	414 NECK RD, SHILOH, NC 27974-7208
Document Number	000390/168
Book / Page	390 / 168
Map Reference	CAB 3 SL 63B
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248A NORTHSIDE RD, ELIZABETH CITY, NC 27909-8526

Mortgage

Document Number	0000390173
Date	May 22, 2020
Instrument	390/173

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 414 Neck Rd was $2,432.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00	$328,599 (-) Land $40,059 Building $288,540	$328,599
2025		$328,599 Land $40,059 Building $288,540
2024	$2,536.00
2023		$31,509 (+9.52%) Land $31,509	$328,599 (+1,042.2%) Land $40,059 Building $288,540
2022		$28,769 Land $28,769	$28,769 Land $28,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Neck Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	17 (1999–2020)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Neck Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

Nearby Properties on Neck Rd

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