414 Neck Rd, Shiloh, NC 27974 Property Records

Camden County property record for 414 Neck Rd, Shiloh, NC 27974

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 2023
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,500 (Oct 2022)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03.8962.00.43.4592.0000`

Property Details

APN / Parcel Number

Primary APN	`03.8962.00.43.4592.0000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	414 NECK RD
City	SHILOH
State	NC
Zip	27974-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	SURVEY FOR ELWOOD C ELLOIT
Legal Lot Number	2
Jurisdiction	CAMDEN NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	950102

Owner

Source: Camden County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 NECK RD, SHILOH, NC 27974-7208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage FIVE CS INC
Oct 14, 2022	Warranty Deed, Transfer
May 22, 2020	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	2022215360
Deed Book / Page	430 / 400
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	414 NECK RD, SHILOH, NC 27974-7208
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000437/580
Date	Aug 3, 2023
Book Page	437/580
Instrument	216646

Lender

Name	FIVE CS INC
Type	Non-Lending Institution
Address	ELIZABETH CITY, NC 27909

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Oct 14, 2022
Property Address	414 NECK RD, SHILOH, NC 27974-7208
Document Number	000430/400
Book / Page	430 / 400
Map Reference	CAB 3 SL 63B
Instrument Date	Oct 12, 2022
Instrument	215360
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 ROBERT ST, CAMDEN, NC 27921-6800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6209 ADAMS HUNT DR, WILLIAMSBURG, VA 23188-7358

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	May 22, 2020
Property Address	414 NECK RD, SHILOH, NC 27974-7208
Document Number	000390/168
Book / Page	390 / 168
Map Reference	CAB 3 SL 63B
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248A NORTHSIDE RD, ELIZABETH CITY, NC 27909-8526

Mortgage

Document Number	0000390173
Date	May 22, 2020
Instrument	390/173

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00 (-4.1%)	$328,599 (-) Land $40,059 Building $288,540	$328,599 (-)
2025		$328,599 (+942.87%) Land $40,059 Building $288,540
2024	$2,536.00
2023		$31,509 (+9.52%) Land $31,509	$328,599 (+1,042.2%) Land $40,059 Building $288,540
2022		$28,769 Land $28,769	$28,769 Land $28,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	17 (1999–2020)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

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