414 Nancy Lou Rd, Apopka, FL 32703 Property Records

Orange County property record for 414 Nancy Lou Rd, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,470 sqft · built 2019
Lot Size	0.243 acres (10,603 sqft)
Owner	Individual Name on File
Last Sale	$308,835 (Jun 2019)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-21-28-7201-00-500`

Property Details

APN / Parcel Number

Primary APN	`08-21-28-7201-00-500`
Alternative APNs	`282108720100500` `194664` `198443` `202102`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,470 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	2,470 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,603 sqft (0.243 acres)
Garage Type	Attached
Garage Area	560 sqft
Porch	Florida Room
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	414 NANCY LOU RD
City	APOPKA
State	FL
Zip	32703-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	POE RESERVE PHASE 2 93/41 LOT 50
Legal Range	28E
Legal Township	21S
Legal Section	08
Legal Subdivision	POE RESERVE PH 2
Legal Phase	2
Legal Lot Number	50
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1005
Census Tract	17810

Owner

414 Nancy Lou Rd is owned and occupied by an individual who bought it in June 2019.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	414 NANCY LOU RD, APOPKA, FL 32703-4430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 18, 2018	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Deed Document Number	2019365044
Record Updated	Jun 8, 2026

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 13, 2019
Property Address	414 NANCY LOU RD, APOPKA, FL 32703-4430
Document Number	0000365044
Map Reference	MB 93 PG 41-43
Instrument Date	May 21, 2019
Instrument	20190365044
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,162.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3999 W STATE ROAD 46, 3999, SANFORD, FL 32771-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 NANCY LOU RD, APOPKA, FL 32703-4430

Mortgage

Document Number	0000365045
Date	Jun 13, 2019
Instrument	20190365045

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 18, 2018
Property Address	414 NANCY LOU RD, APOPKA, FL 32703-4430
Document Number	0000552490
Instrument Date	Sep 14, 2018
Instrument	552490
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Tax	$4,410.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

Tax Assessment & Valuation

The 2025 property tax bill for 414 Nancy Lou Rd was $4,905, up 1.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,669 (+2.7%)	$480,100 (-1.23%) Land $72,000 Building $408,100
2025	$4,905.00 (+1.81%) Homeowner's exemption	$343,397	$486,080 Land $72,000 Building $414,080
2024	$4,818.00 (+6.92%)
2023	$4,506.00 (+4.11%) Homeowner's exemption	$323,999 (+3%)	$449,432 (+14.99%) Land $85,000 Building $364,432
2022	$4,328.00 Homeowner's exemption	$314,562	$390,832 Land $85,000 Building $305,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Nancy Lou Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Nancy Lou Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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