414 N Union Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 414 N Union Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,502 sqft · built 1935
Lot Size	0.125 acres (5,441 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Jul 2017)
Tax Bill	$15,054 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00280-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`03-00280-0000-00003`
Alternative APNs	`030028000003` `3005008`

Interior

Stories	2 Stories
Building Area	1,502 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	5,441 sqft (0.125 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	3005008
Street Address	414 N UNION AVE
City	CRANFORD
State	NJ
Zip	07016-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	280
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5000
Census Tract	37000

Owner

414 N Union Ave is owned and occupied by two individuals who bought it in July 2017.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 N UNION AVE, CRANFORD, NJ 07016-2557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 14, 2017	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Dec 13, 2012 · Amount on File
Deed Document Number	2017288726
Prior Transfer Date	Sep 10, 2001
Prior Transfer Doc	0051840210
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	414 N UNION AVE, CRANFORD, NJ 07016-2557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR SKIES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148122417
Date	Nov 12, 2020
Book Page	14812/2417
Instrument	703315

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	414 N UNION AVE, CRANFORD, NJ 07016-2557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146662091
Date	Mar 18, 2020
Book Page	14666/2091
Instrument	688646

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 14, 2017
Property Address	414 N UNION AVE, CRANFORD, NJ 07016-2557
Document Number	0062010023
Book / Page	006201 / 000023
Instrument Date	Jun 20, 2017
Instrument	288726
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 N UNION AVE CRANFORD NJ 070162557, CRANFORD, NJ 07016-2557

Mortgage

Document Number	143010570
Date	Jul 14, 2017
Book Page	014301/000570
Instrument	643201

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 414 N Union Ave was $15,054, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900 (+1.54%) Land $82,800 Building $128,100	$210,900 (+1.54%) Land $82,800 Building $128,100
2025	$15,054.00 (+6.92%)	$207,700 Land $82,800 Building $124,900	$207,700 Land $82,800 Building $124,900
2024	$14,080.00
2023		$207,700 Land $82,800 Building $124,900	$207,700 Land $82,800 Building $124,900
2022	$13,733.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 414 N Union Ave in Zone X, an area of minimal flood risk, though there have been 230 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 N Union Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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