414 N Penelope St, Belton, TX 76513 Property Records

Bell County property record for 414 N Penelope St, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,870 sqft · built 1951
Lot Size0.437 acres (19,079 sqft)
Owner2 Individual Names on File
Tax Bill$4,816 (2022)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0255660100

Property Details

APN / Parcel Number

Primary APN0255660100
Alternative APNs
  • 715226
  • 25263

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,870 sqft Living Area
1st Floor Area2,870 sqft
Utility Area1 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Exterior MaterialWood Siding
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,079 sqft (0.437 acres)
Lot Width88 ft Width
Garage TypeCarport
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area310 sqft
Canopy36 sqft
Storage BuildingStorage Building

Location & Zoning

Account Number715226
Street Address414 N PENELOPE ST
CityBELTON
StateTX
Zip76513-3157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALEXANDERS ADDITION, BLOCK 001, LOT PT 3, 4, ACRES .438
Legal SubdivisionALEXANDERS ADDITION
Legal Block1
Legal Lot Number3,4
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group2
Census Block2011
Census Tract21601

Owner

414 N Penelope St is owned and occupied by two individuals who acquired it in February 2010.

Source: Bell County records, as of November 9, 2023

Owner of Record2 Individual Names on File
Mailing Address414 N PENELOPE ST, BELTON, TX 76513-3157
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2010
Deed SaleFeb 26, 2010
Prior SaleApr 2, 2007
Deed Document Number00006507
Record UpdatedJun 7, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address414 N PENELOPE ST, BELTON, TX 76513-3157
Document Number0000008651
Instrument DateFeb 21, 2018
Transaction TypeMortgage
Record UpdatedMar 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address414 N PENELOPE ST BELTON TX 765133157, BELTON, TX 76513-3157

Mortgage

Document Number0000008651
DateMar 5, 2018
Instrument8651
Lender
NameSMI LNDG
AddressDALLAS, TX 75244
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueMar 4, 2033

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$402,510 Land $36,441 Building $366,069$402,510 Land $36,441 Building $366,069
2022$4,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 N Penelope St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1997–2010)
Most Recent ClaimSep 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 N Penelope St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELTON
serves 23,054 people · EPA ID TX0140002
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Nextlink.

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