414 N Main St, Mount Prospect, IL 60056 Property Records

Cook County property record for 414 N Main St, Mount Prospect, IL 60056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1943
Lot Size0.169 acres (7,370 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Oct 2023)
Tax Bill$5,751 (2023)
Deeds & MortgagesJan 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-34-131-015

Property Details

APN / Parcel Number

Primary APN03-34-131-015
Alternative APN
  • 03-34-131-015-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,040 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1944
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,370 sqft (0.169 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address414 N MAIN ST
CityMOUNT PROSPECT
StateIL
Zip60056-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH ROY (BERRY) CO (FIRST) ADD TO (CASTLE) (HEIGHTS) SU B OF SH SE NW & N 95.02 FT OF EH SW ALL IN SEC 34-42-11
Legal Range11E
Legal Township42N
Legal Section34
Legal SubdivisionBERRY CO FIRST ADD TO CASTLE HEIGHTS
Legal Lot Number4
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group2
Census Block2019
Census Tract802802

Owner

Source: Cook County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3401 W PAYTON PL, 448, ARLINGTON HEIGHTS, IL 60005-1292
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 18, 2023Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Mar 4, 2020Warranty Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2023 · Amount on Record
Deed SaleOct 18, 2023 · Amount on Record
Prior SaleMar 4, 2020 · Amount on Record
Deed Document Number20236012
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address414 N MAIN ST, MOUNT PROSPECT, IL 60056-2109
Transaction TypeMortgage
Record UpdatedFeb 9, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 N MAIN ST, MOUNT PROSPECT, IL 60056-2109

Mortgage

Document Number0002922068
DateJan 29, 2026
Instrument2602922068
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate6.5%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 18, 2023
Property Address414 N MAIN ST, MOUNT PROSPECT, IL 60056-2109
Document Number0029106012
Instrument DateOct 3, 2023
Instrument2329106012
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 N MAIN ST, MOUNT PROSPECT, IL 60056-2109

Mortgage

Document Number0029106013
DateOct 18, 2023
Instrument2329106013
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7.25%

Mortgage

Document Number0029106014
DateOct 18, 2023
Instrument2329106014
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueNov 1, 2028

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMar 4, 2020
Property Address414 N MAIN ST, MOUNT PROSPECT, IL 60056-2109
Document Number2006457030
Instrument DateFeb 28, 2020
Instrument6457030
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$221.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2346 S GOEBBERT RD ARLINGTON HEIGHTS IL 600055170, ARLINGTON HEIGHTS, IL 60005-5170

Mortgage

Document Number2006457031
DateMar 4, 2020
Instrument6457031
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 3, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityMount Prospect Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictMount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,000 (+29.17%) Land $8,844 Building $22,156$310,000 (+29.17%) Land $88,440 Building $221,560
2023$5,751.00 (+4.54%)
2022$5,501.00 (-19.48%)$24,000 (-5.14%) Land $7,370 Building $16,630$240,000 (-5.14%) Land $73,700 Building $166,300
2021$6,832.00 Homeowner's exemption$25,300 Land $4,606 Building $20,694$253,000 Land $46,060 Building $206,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1987–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT PROSPECT
serves 41,000 people · EPA ID IL0311980
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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