414 N Division Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 414 N Division Ave, Sandpoint, ID 83864

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,090 sqft · built 1999
Lot Size0.16 acres (6,970 sqft)
Owner2 Trust Names on File
Last Sale$193,800 (Apr 2012)
Tax Bill$977 (2026)
Deeds & MortgagesMar 2009 Mortgage
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APNRPS050004505A0A

Property Details

APN / Parcel Number

Primary APNRPS050004505A0A

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,090 sqft Finished Area
1st Floor Area2,090 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete
Foundation TypeConcrete
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address414 N DIVISION AVE
CitySANDPOINT
StateID
Zip83864-2035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22-57N-2W WEST END ADD-REPLAT BLK 45 LOT 5A
Legal Range02W
Legal Township57N
Legal Section22
Legal SubdivisionWEST END ADD-REPLAT
Legal Block45
Legal Lot Number5A
JurisdictionBONNER ID
Township / Civil DivisionSANDPOINT
Census Block Group1
Census Block1052
Census Tract950300

Owner

414 N Division Ave is owner-occupied and held in a trust since March 2022.

Source: Bonner County records, as of October 15, 2026

Owner of Record2 Trust Names on File
Mailing Address414 N DIVISION AVE, SANDPOINT, ID 83864-2035
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2009Deed of Trust, Mortgage · USDA Mortgage
USDA
Mar 21, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2012 · Amount on File
Deed SaleApr 13, 2012 · Amount on File
Prior SaleMar 6, 2009 · Amount on File
Deed Document Number2012824865
Last Transfer DateMar 11, 2022
Transfer Doc0001002367
Record UpdatedOct 29, 2026

March 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address414 N DIVISION AVE, SANDPOINT, ID 83864-2035
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000768053
DateMar 6, 2009
Instrument768053
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueMar 6, 2042

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBONNER ID
Recording DateMar 21, 2022
Property Address414 N DIVISION AVE, SANDPOINT, ID 83864-2035
Document Number0001002367
Map ReferenceMB 5 PG 31
Instrument DateMar 11, 2022
Instrument1002367
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address414 N DIVISION AVE, SANDPOINT, ID 83864-2035

Tax Assessment & Valuation

The 2026 property tax bill for 414 N Division Ave was $977 with a homeowner's exemption, up 35.7% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
MunicipalitySandpoint City
Unified School DistrictLake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$977.00 (+35.69%) Homeowner's exemption$507,260 (-) Land $171,430 Building $335,830$507,260 (-) Land $171,430 Building $335,830
2025$720.00 Homeowner's exemption$507,260 Land $171,430 Building $335,830$507,260 Land $171,430 Building $335,830
2023$1,040.00 Homeowner's exemption$487,356 Land $171,430 Building $315,926$487,356 Land $171,430 Building $315,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 N Division Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 N Division Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDPOINT PUBLIC WORKS DEPT
serves 12,284 people · EPA ID ID1090121
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Ting
Fiber
1,000 / 1,000
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
MountainLink
Fixed Wireless
250 / 50
Intermax Networks
Fixed Wireless
100 / 20

May also be available: Kaniksu Internet.

Nearby Properties on N Division Ave

Nearby Streets

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