414 N 24th St, Middlesboro, KY 40965 Property Records

Bell County property record for 414 N 24th St, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,480 sqft · built 1891
Owner	Individual Name on File
Last Sale	$75,000 (Oct 2012)
Tax Bill	$545 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`069-41-07-033.00`

Property Details

APN / Parcel Number

Primary APN	`069-41-07-033.00`
Alternative APNs	`10955` `3308`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,480 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas

Location & Zoning

Account Number	10955
Street Address	414 N 24TH ST
City	MIDDLESBORO
State	KY
Zip	40965-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 307 (LOT 42 & ALL EXCEPT 10' OF 4
Legal Lot Number	42
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1029
Census Tract	960700

Owner

414 N 24th St is owned and occupied by an individual who bought it in October 2012.

Source: Bell County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	414 N 24TH ST, MIDDLESBORO, KY 40965-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2012 · Amount on File
Deed Sale	Oct 15, 2012 · Amount on File
Deed Document Number	0000357723
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Recording Date	Apr 30, 2026
Property Address	414 N 24TH ST, MIDDLESBORO, KY 40965-2010
Document Number	0000293740
Book / Page	406 / 669
Instrument Date	Apr 22, 2026
Instrument	2026293740
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293740,
Date	Apr 30, 2026
Book Page	406/669
Instrument	2026293740

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 18, 2046

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 414 N 24th St was $545 with a homeowner's exemption.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$545.00 Homeowner's exemption	$100,000 Land $100,000	$100,000 Land $100,000
2023	$299.00 Homeowner's exemption	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 N 24th St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1981–2021)
Claims Outside the SFHA	21 of 43
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 13 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 5 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 N 24th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20