414 Michelle Dr, Washington, MO 63090 Property Records

Franklin County property record for 414 Michelle Dr, Washington, MO 63090

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,472 sqft · built 1985
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Tax Bill$2,210 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN10-8-27.0-4-003-062.000

Property Details

APN / Parcel Number

Primary APN10-8-27.0-4-003-062.000

Interior

Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,472 sqft Living Area

Exterior

Year BuiltBuilt 1985
Architectural StyleA-Frame
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Patio Area280 sqft
Shed1 Shed

Location & Zoning

Street Address414 MICHELLE DR
CityWASHINGTON
StateMO
Zip63090-5231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:41 DAWN VALLEY 5
Legal Range01W
Legal Township44
Legal Section27
Legal QuarterSE
Legal SubdivisionDAWN VALLEY
Legal Block3
Legal Lot Number41
JurisdictionFRANKLIN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1013
Census Tract800202

Owner

414 Michelle Dr is owned and occupied by two individuals who acquired it in July 2018.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address414 MICHELLE DR, WASHINGTON, MO 63090-5231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2020Deed of Trust, Mortgage
BANK OF WA
Jul 19, 2018Warranty Deed, Transfer
BANK OF WA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2018
Deed SaleJul 19, 2018
Deed Document Number1810010
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address414 MICHELLE DR, WASHINGTON, MO 63090-5231
Document Number0000007606
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address414 MICHELLE DR WASHINGTON MO 630905231, WASHINGTON, MO 63090-5231

Mortgage

Document Number0000007606
DateMay 26, 2020
Instrument7606
Lender
NameBANK OF WA
TypeBank
AddressWASHINGTON, MO 63090
Agreement
AmountAmount on Record
Term360 Months
DueMay 25, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJul 19, 2018
Property Address414 MICHELLE DR, WASHINGTON, MO 63090-5231
Document Number0000010010
Instrument DateJul 19, 2018
Instrument10010
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address414 MICHELLE DR WASHINGTON MO 630905231, WASHINGTON, MO 63090-5231

Mortgage

Document Number10011
DateJul 19, 2018
Instrument10011
Lender
NameBANK OF WA
TypeBank
AddressWASHINGTON, MO 63090
Agreement
AmountAmount on Record
Term360 Months
DueJul 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 414 Michelle Dr was $2,210.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityWashington City
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,210.00$39,678$208,830 Land $40,500 Building $168,330
2023$2,085.00 (+0.77%)$36,737$193,350 Land $40,500 Building $152,850
2022$2,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Michelle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2015–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Michelle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON PWS
serves 14,068 people · EPA ID MO6010838
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: AT&T.

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