414 McCully Rd, Gallipolis, OH 45631 Property Records

Gallia County property record for 414 McCully Rd, Gallipolis, OH 45631

Property Summary

Property TypeSingle Family Home
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$3,600 (Mar 2003)
Tax Bill$36 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2021 Transfer
Flood ZoneZone X (minimal risk)
APN00100151203

Property Details

APN / Parcel Number

Primary APN00100151203

Exterior

Lot Area3,920 sqft (0.09 acres)
TerrainAbove Road/Slope
Pole Barn480 sqft

Utilities, Heating & Cooling

Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address414 MCCULLY RD
CityGALLIPOLIS
StateOH
Zip45631-9748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS SIDE S 1/4 OUT OF LOT499 V354 P295
Legal Range14
Legal Township04
Legal Section20
Legal Lot Number499
JurisdictionGALLIA OH
Township / Civil DivisionADDISON
Census Block Group1
Census Block1037
Census Tract954100

Owner

Source: Gallia County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address414 MCCULLY RD, GALLIPOLIS, OH 45631-9748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Commercial Mortgage
THE FARMERS BANK AND SAVINGS CO
Dec 27, 2021Affidavit of Death of Joint Tenant, Transfer
BESTITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2003 · Amount on Record
Deed SaleMar 21, 2003 · Amount on Record
Prior SaleJun 7, 2002 · Amount on Record
Deed Book / Page354 / 295
Transfer Doc0000680/58
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLIA OH
Property Address414 MCCULLY RD, GALLIPOLIS, OH 45631-9748
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000759/509
DateMar 30, 2026
Book Page759/509
Instrument2026-00000967
Lender
NameTHE FARMERS BANK AND SAVINGS CO
TypeBank
AddressGALLIPOLIS, OH 45631
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueMar 20, 2041

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionGALLIA OH
Recording DateDec 27, 2021
Property Address414 MCCULLY RD, GALLIPOLIS, OH 45631-9748
Document Number0000680/58
Book / Page680 / 58
Instrument DateDec 6, 2021
Instrument21-3985
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyBESTITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGallia County
County SubdivisionAddison Township
Unified School DistrictGallia County Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36.00 (-7.69%)$1,110 (-) Land $80 Building $1,030
2024$3,170 (-) Land $220 Building $2,950
2023$39.00$1,110 Land $80 Building $1,030$3,170 Land $220 Building $2,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Nearby Flood Policies29 in force
Nearby Flood Claims24 (1978–2015)
Claims Outside the SFHA1 of 24
Most Recent ClaimJul 2015 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Feb 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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