414 Lois Ln, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 414 Lois Ln, Schenectady, NY 12304

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,786 sqft · built 2013
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Dec 2025)
Tax Bill	$9,701 (2026)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`422400 60.16-1-124`

Property Details

APN / Parcel Number

Primary APN	`422400 60.16-1-124`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 LOIS LN
City	SCHENECTADY
State	NY
Zip	12304-2543
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Block	1
Legal Lot Number	124.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	3
Census Block	3002
Census Tract	31902

Owner

414 Lois Ln, a condominium, is owned by an individual who bought it in December 2025.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1245 MILTON KEYNES DR, SCHENECTADY, NY 12309-2821
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Dec 26, 2014 · Amount on File
Deed Document Number	202528874
Deed Book / Page	2162 / 205
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 10, 2025
Property Address	414 LOIS LN, SCHENECTADY, NY 12304-2543
Document Number	0000028874
Instrument Date	Dec 10, 2025
Instrument	202528874
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	CHICAGO TITLE ALBANY

Transaction

Amount	Amount on Record
Tax	$1,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4626 ALMAR DRIVE, GORDA, FL 33959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 MILTON KEYNES DR, NISKAYUNA, NY 12309-2821

Tax Assessment & Valuation

The 2026 property tax bill for 414 Lois Ln was $9,701, up 3.4% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,701.00 (+3.43%)
2025	$9,379.00	$310,000 (-) Land $15,000 Building $295,000	$459,300 (+11.12%) Land $22,224 Building $437,076
2024		$310,000 (-) Land $15,000 Building $295,000	$413,333 (+5.33%) Land $20,000 Building $393,333
2023		$310,000 Land $15,000 Building $295,000	$392,400 Land $18,987 Building $373,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Lois Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Lois Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880