414 Lake Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 414 Lake Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,500 (Aug 2020)
Tax Bill	$34 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1950-14-9238-000`

Property Details

APN / Parcel Number

Primary APN	`1950-14-9238-000`
Alternative APN	`1815684`

Interior

Plumbing Fixtures	13 Plumbing Fixtures

Exterior

Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	1815684
Street Address	414 LAKE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8187
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BMR2
Legal Description	CREEKRIDGE 009
Legal Subdivision	CREEKRIDGE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1057
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 ELMCREST DR, HOLLY SPRINGS, NC 27540-7403
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	2020694434
Deed Book / Page	2118 / 146
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 28, 2020
Property Address	414 LAKE RD, BEECH MOUNTAIN, NC 28604-8187
Document Number	0021180146
Book / Page	2118 / 146
Map Reference	MB 6 PG 61
Instrument Date	Aug 27, 2020
Instrument	694434
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2136 CHINOOK TRL, 2136, MAITLAND, FL 32751-3927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 ELMCREST DR, HOLLY SPRINGS, NC 27540-7403

Mortgage

Document Number	0000694435
Date	Aug 28, 2020
Instrument	694435

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,000 (-) Land $11,000
2025	$34.00	$11,000 (-) Land $11,000
2024			$11,000 Land $11,000
2023		$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20