Carroll County property record for 414 Hook Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1958 |
| Lot Size | 0.647 acres (28,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,500 (May 2018) |
| Tax Bill | $3,968 (2026) |
| Deeds & Mortgages | May 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-002815 |
| Primary APN | 07-002815 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 28,184 sqft (0.647 acres) |
| Porch | Enclosed Porch |
| Porch Area | 300 sqft |
| Deck Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 002815 |
|---|---|
| Street Address | 414 HOOK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 5 - 28184 SF 414 HOOK RD W OF OGG SUMMIT |
| Legal Subdivision | OGG SUMMIT |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 507802 |
414 Hook Rd is owned and occupied by two individuals who bought it in May 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 HOOK RD, WESTMINSTER, MD 21157-5921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS |
| May 25, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on File |
| Deed Sale | May 25, 2018 · Amount on File |
| Prior Sale | Mar 7, 2005 · Amount on File |
| Deed Book / Page | 9024 / 156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 414 HOOK RD, WESTMINSTER, MD 21157-5921 |
| Document Number | 0097240135 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 414 HOOK RD WESTMINSTER MD 211575921, WESTMINSTER, MD 21157-5921 |
| Document Number | 0097240135 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 009724/000135 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 25, 2018 |
| Property Address | 414 HOOK RD, WESTMINSTER, MD 21157-5921 |
| Document Number | 0090240156 |
| Book / Page | 9024 / 0156 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KING TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 414 HOOK RD, WESTMINSTER, MD 21157-5921 |
| Document Number | 0009024162 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 9024/162 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 414 Hook Rd was $3,968, up 7.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,968.00 (+7.13%) | $349,000 Land $122,900 Building $226,100 | $349,000 Land $122,900 Building $226,100 |
| 2025 | $3,704.00 | ||
| 2023 | $3,143.00 | $278,200 Land $122,900 Building $155,300 | $278,200 Land $122,900 Building $155,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Hook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Hook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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