414 Harmon Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 414 Harmon Rd, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,150 sqft · built 1999
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$72,667 (Nov 2019)
Tax Bill	$1,463 (2022)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1618809`

Property Details

APN / Parcel Number

Primary APN	`1618809`
Alternative APN	`33336`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,150 sqft Heated Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	33336
Street Address	414 HARMON RD
City	ELLENBORO
State	NC
Zip	28040-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1568027931430000; RES LOT 85 BLANTON RIDGE
Legal Subdivision	BLANTON RDG
Legal Block	2
Legal Lot Number	78
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COLFAX
Census Block Group	3
Census Block	3013
Census Tract	961001

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 HARMON RD, ELLENBORO, NC 28040-7643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	0020273745
Deed Book / Page	2027 / 3745
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	414 HARMON RD, ELLENBORO, NC 28040-7643
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020422122
Date	Feb 10, 2021
Book Page	2042/2122

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 13, 2019
Property Address	414 HARMON RD, ELLENBORO, NC 28040-7643
Document Number	0020273745
Book / Page	2027 / 3745
Map Reference	MB 15 PG 31
Instrument Date	Nov 12, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 595, ELLENBORO, NC 28040-0595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 HARMON RD, ELLENBORO, NC 28040-7643

Mortgage

Document Number	0020273748
Date	Nov 13, 2019
Instrument	2027/3748

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$286,100 Land $18,000 Building $268,100	$286,100 Land $18,000 Building $268,100
2022	$1,463.00
2021	$1,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Pangaea Internet.

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