Middlesex County and Reading Town property record for 414 Grove St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,434 sqft · built 1959 |
| Lot Size | 0.468 acres (20,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Jul 2026) |
| Tax Bill | $8,172 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:043.0-0000-0007.0 |
| Primary APN | READ M:043.0-0000-0007.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 2,994 sqft |
| Basement Area | 1,434 sqft |
| Unfinished Basement | 1,434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,399 sqft (0.468 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1740000000070 |
|---|---|
| Street Address | 414 GROVE ST |
| City | READING |
| State | MA |
| Zip | 01867-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 334300 |
414 Grove St is owned and occupied by two individuals who bought it in July 2026.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 GROVE ST, READING, MA 01867-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | Dec 19, 1980 · Amount on File |
| Deed Document Number | 202695696 |
| Deed Book / Page | 85953 / 406 |
| Prior Transfer Date | Jul 22, 2026 |
| Prior Transfer Doc | 0000095696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 30, 2026 |
| Property Address | 414 GROVE ST, READING, MA 01867-1210 |
| Document Number | 0000095696 |
| Book / Page | 85953 / 406 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202695696 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 414 GROVE ST, READING, MA 01867-1210 |
| Date | Jul 30, 2026 |
|---|
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Type Change Date | Aug 1, 2036 |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | -1% |
The 2026 property tax bill for 414 Grove St was $8,172, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,172.00 (+1.53%) | $745,600 (+5.5%) Land $494,900 Building $249,300 | $732,176 (-1.81%) |
| 2025 | $8,049.00 (+1.16%) | $706,700 (+4.09%) Land $469,100 Building $237,600 | $745,655 (+4.6%) |
| 2024 | $7,957.00 (+3.22%) | $678,900 (+10.88%) Land $450,600 Building $228,300 | $712,880 |
| 2023 | $7,709.00 | $612,300 Land $406,300 Building $206,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Grove St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Grove St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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