Onslow County property record for 414 Gregory Fork Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,305 sqft · built 1920 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Feb 2023) |
| Tax Bill | $1,493 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-23.1 |
| Primary APN | 32-23.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,305 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 27,443 sqft (0.63 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 492539000 |
|---|---|
| Street Address | 414 GREGORY FORK RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | .63 AC TR NEWTON ALLEN TROTT |
| Legal Subdivision | NEWTON ALLEN TROTT |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 207 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 414 GREGORY FORK RD, RICHLANDS, NC 28574-7204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2023 | Warranty Deed, Transfer · VA Mortgage NFM INC |
| Jul 8, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jan 25, 2019 | Deed of Trust, Subdivision Related Transfer · Conventional Mortgage AR BELL CONSTRUCTION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Prior Sale | Jul 8, 2020 · Amount on Record |
| Deed Book / Page | 5919 / 577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 24, 2023 |
| Property Address | 414 GREGORY FORK RD, RICHLANDS, NC 28574-7204 |
| Document Number | 0059190577 |
| Book / Page | 5919 / 577 |
| Map Reference | MB 69 PG 128 |
| Instrument Date | Feb 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 GREGORY FORK RD, RICHLANDS, NC 28574-7204 |
| Document Number | 0005919581 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 5919-581 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 8, 2020 |
| Property Address | 414 GREGORY FORK RD, RICHLANDS, NC 28574-7204 |
| Document Number | 0052070222 |
| Book / Page | 005207 / 000222 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 GREGORY FORK RD RICHLANDS NC 285747204, RICHLANDS, NC 28574-7204 |
| Document Number | 52070226 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 005207/000226 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 414 GREGORY FORK RD, RICHLANDS, NC 28574-7204 |
| Document Number | 0048900528 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 14, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 414 GREGORY FORK RD RICHLANDS NC 285747204, RICHLANDS, NC 28574-7204 |
| Document Number | 0048900528 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 004890/000528 |
| Name | AR BELL CONSTRUCTION INC |
|---|---|
| Address | PO BOX 73, RICHLANDS, NC 28574-0073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,493.00 (+105.65%) | $344,866 (+210.96%) Land $57,830 Building $287,036 | $344,866 (+210.96%) Land $57,830 Building $287,036 |
| 2023 | $726.00 | $110,904 Land $25,890 Building $85,014 | $110,904 Land $25,890 Building $85,014 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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