414 Gerry St, Gary, IN 46406 Property Records

Lake County property record for 414 Gerry St, Gary, IN 46406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 963 sqft · built 1949
Lot Size	0.167 acres (7,318 sqft)
Owner	2 Individual Names on Record
Tax Bill	$601 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0281-0017`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0281-0017`
Alternative APNs	`45-07-01-179-011.000-004` `254502810017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	963 sqft Living Area
Basement Area	963 sqft
Finished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,318 sqft (0.167 acres)
Lot Dimensions	122 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0281-0017
Old Parcel Number	254502810017
Street Address	414 GERRY ST
City	GARY
State	IN
Zip	46406-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LESHWOOD-ON-WEST-FIFTH ADD. ALL LOT 61 ALL LOT 62
Legal Subdivision	LESHWOOD-ON-WEST ADD 05
Legal Lot Number	61,62
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2020
Census Tract	10304

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 GERRY ST, GARY, IN 46406-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 1983
Deed Sale	Mar 3, 1983
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	414 GERRY ST, GARY, IN 46406-1417
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 GERRY ST, GARY, IN 46406-1417

Mortgage

Document Number	0000003012
Date	Jan 23, 2026
Instrument	2026-503012

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,200 (+16.84%) Land $9,900 Building $46,300	$56,200 (+16.84%) Land $9,900 Building $46,300
2024	$601.00 (+27.06%)
2023		$48,100 (+12.38%) Land $9,900 Building $38,200	$48,100 (+12.38%) Land $9,900 Building $38,200
2022	$473.00 Homeowner's exemption	$42,800 Land $5,700 Building $37,100	$42,800 Land $5,700 Building $37,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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