414 Georgia Ave, Lorain, OH 44052 Property Records

Lorain County property record for 414 Georgia Ave, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1950
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$136,000 (Mar 2024)
Tax Bill$1,239 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-01-003-112-027

Property Details

APN / Parcel Number

Primary APN02-01-003-112-027

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions152 ft deep x 50 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address414 GEORGIA AVE
CityLORAIN
StateOH
Zip44052-2156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRHOME 50 X IRREG
Legal SubdivisionFAIRHOME
Legal Tract01
Legal Block112
Legal Lot Number500-5
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1018
Census Tract22200

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address414 GEORGIA AVE, LORAIN, OH 44052-2156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 14, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2024 · Amount on Record
Deed SaleMar 29, 2024 · Amount on Record
Prior SaleNov 14, 2022 · Amount on Record
Deed Document Number20248346
Prior Transfer DateJul 23, 2010
Prior Transfer Doc0000342382
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 29, 2024
Property Address414 GEORGIA AVE, LORAIN, OH 44052-2156
Document Number0000008346
Map ReferenceVOL 4 PG 13
Instrument DateMar 27, 2024
Instrument2024-0008346
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 GEORGIA AVE, LORAIN, OH 44052-2156

Mortgage

Document Number0000008347
DateMar 29, 2024
Instrument2024-0008347
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 14, 2022
Property Address414 GEORGIA AVE, LORAIN, OH 44052-2156
Document Number0000898310
Map ReferenceVOL 4 PG 13
Instrument DateNov 8, 2022
Instrument2022-0898310
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyAMROCK INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 GEORGIA AVE, LORAIN, OH 44052-2156

Mortgage

Document Number0000898311
DateNov 14, 2022
Instrument2022-0898311
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,239.00 (-7.26%)$32,410 (-0.02%) Land $5,300 Building $27,110$92,620 (-) Land $15,150 Building $77,470
2024$1,336.00 (+8.62%)$32,417 (+35.7%) Land $5,303 Building $27,115$92,620 (+35.71%) Land $15,150 Building $77,470
2023$1,230.00 (-1.68%)$23,888 (-0.01%) Land $5,250 Building $18,638$68,250 (-) Land $15,000 Building $53,250
2022$1,251.00$23,890 Land $5,250 Building $18,640
2021$68,250 Land $15,000 Building $53,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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