414 Forrest St, Covington, TN 38019 Property Records

Tipton County property record for 414 Forrest St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1953
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$137,999 (Feb 2022)
Tax Bill	$518 (2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084025N H 01500`

Property Details

APN / Parcel Number

Primary APN	`084025N H 01500`
Alternative APN	`025N H 01500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	688 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	96 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 FORREST ST
City	COVINGTON
State	TN
Zip	38019-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C81
Legal Subdivision	CLOVERDALE PARK SUB
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	40700

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 FORREST ST, COVINGTON, TN 38019-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK3
Nov 26, 2018	Loan Modification, Mortgage PATRIOT BK
Nov 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 4, 2018	Deed of Trust, Mortgage PATRIOT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Nov 18, 1996
Deed Document Number	254232
Deed Book / Page	1946 / 838
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Feb 22, 2022
Property Address	414 FORREST ST, COVINGTON, TN 38019-2224
Document Number	0001946838
Book / Page	1946 / 838
Map Reference	MB 92 PG 100
Instrument Date	Feb 16, 2022
Instrument	254232
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 FORREST ST, COVINGTON, TN 38019-2224

Mortgage

Document Number	0000254233
Date	Feb 22, 2022
Instrument	254233

Lender

Name	BANK3
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	414 FORREST ST, COVINGTON, TN 38019-2224
Document Number	178449
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1500 PINECREST ST COVINGTON TN 380193216, COVINGTON, TN 38019-3216

Mortgage

Document Number	178449
Date	Dec 27, 2018
Book Page	001784/000049
Instrument	219657

Lender

Name	PATRIOT BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Dec 26, 2030

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Nov 27, 2018
Property Address	414 FORREST ST, COVINGTON, TN 38019-2224
Document Number	1781298
Book / Page	001781 / 000298
Instrument Date	Nov 21, 2018
Instrument	218940
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$462.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7733 TORRANCE CA 905049133, TORRANCE, CA 90504-9133

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	414 FORREST ST, COVINGTON, TN 38019-2224
Document Number	1779861
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1500 PINECREST ST COVINGTON TN 380193216, COVINGTON, TN 38019-3216

Mortgage

Document Number	1779861
Date	Nov 8, 2018
Book Page	001779/000861
Instrument	218574

Lender

Name	PATRIOT BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Nov 7, 2025

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,525 (-) Land $2,350 Building $20,175
2023		$22,525 Land $2,350 Building $20,175
2022	$518.00
2020			$90,100 Land $9,400 Building $80,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications, AT&T.

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