Elko County property record for 414 Forest Ln, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 1,615 sqft · built 1996 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Sep 2006) |
| Tax Bill | $2,719 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61E-005 |
| Primary APN | 001-61E-005 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 4 Stories |
| Building Area | 1,615 sqft Living Area |
| Gross Area | 2,509 sqft |
| Basement Area | 432 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,591 sqft (0.312 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 30 sqft |
|---|---|
| Patio Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Canopy | 272 sqft |
| Cooling System | Evaporative |
|---|
| Street Address | 414 FOREST LN |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-8463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | THE PARK UNIT NUMBER 3 FILE 359865 LOCATED IN MDB&M CONT: 13609.00SF |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | THE PARK UNIT NO 3 |
| Legal Block | 3 |
| Legal Lot Number | 305 |
| Legal Unit | 3 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 414 FOREST LN, ELKO, NV 89801-8463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 8, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2006 · Amount on Record |
| Deed Sale | Sep 15, 2006 · Amount on Record |
| Deed Document Number | 2006560052 |
| Last Transfer Date | Mar 24, 2008 |
| Transfer Doc | 0000593893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 414 FOREST LN, ELKO, NV 89801-8463 |
| Document Number | 0000764180 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 414 FOREST LN ELKO NV 898018463, ELKO, NV 89801-8463 |
| Document Number | 0000764180 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 764180 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 414 FOREST LN, ELKO, NV 89801-8463 |
| Document Number | 0000728145 |
| Instrument Date | Jul 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 414 FOREST LN ELKO NV 898018463, ELKO, NV 89801-8463 |
| Document Number | 0000728145 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 728145 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2047 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,719.00 (+3.03%) | $85,191 (-2.03%) Land $22,400 Building $62,791 | $243,403 (-2.03%) Land $64,000 Building $179,403 |
| 2025 | $2,639.00 (+13.26%) | $86,959 (+11.84%) Land $22,400 Building $64,559 | $248,454 (+11.84%) Land $64,000 Building $184,454 |
| 2023 | $2,330.00 (+2.96%) | $77,754 (+13.8%) Land $15,750 Building $62,004 | $222,154 (+13.8%) Land $45,000 Building $177,154 |
| 2022 | $2,263.00 | $68,327 Land $15,750 Building $52,577 | $195,220 Land $45,000 Building $150,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.2% of the US · above 93% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Rise Broadband Fixed Wireless | 250 / 50 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.
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