414 Ferry Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 414 Ferry Rd, Fredericksburg, VA 22405 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1990
Square Footage	2,240 sqft Living Area
Lot Size	16,000 sqft (0.367 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2017)
Tax Bill	$3,737.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`54V-2-32`
Alternative APNs	`054V 2 32` `36614`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,240 sqft Living Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,000 sqft (0.367 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Deck Area	224 sqft Deck
Patio Area	224 sqft Patio
Porch	Open Porch
Porch Area	156 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	36614
Old Parcel Number	054V 2 32
Street Address	414 FERRY RD
City	FREDERICKSBURG
State	VA
Zip	22405-2913
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 32 SEC 2 15998 SQFT BLYTHEDALE
Legal Subdivision	BLYTHEDALE
Legal Lot Number	32
Jurisdiction	STAFFORD VA
Minor Civil Division	GEORGE WASHINGTON
Census Blockgroup	1
Census Block	1048
Census Tract	10406

Owner

Source: Stafford County records · APN 54V-2-32

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	414 FERRY RD, FREDERICKSBURG, VA 22405-2913
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2021	Deed of Trust, Mortgage · Stand Alone Refinance ATLANTIC COAST MORTGAGE LLC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG
Aug 08, 2017	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2017 · Amount on Record
Deed Sale	Aug 08, 2017 · Amount on Record
Prior Sale	Aug 06, 2013 · Amount on Record
Deed Doc Number	170014279
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	414 FERRY RD, FREDERICKSBURG, VA 22405-2913
Transaction Type	Mortgage
Record Updated	May 08, 2026
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210030642
Date	Sep 09, 2021
Instrument	210030642

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	414 FERRY RD, FREDERICKSBURG, VA 22405-2913
Document Number	200031540
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 FERRY RD FREDERICKSBURG VA 224052913, FREDERICKSBURG, VA 22405-2913

Mortgage

Document Number	200031540
Date	Nov 20, 2020
Instrument	31540

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 08, 2017
Property Address	414 FERRY RD, FREDERICKSBURG, VA 22405-2913
Document Number	170014279
Instrument Date	Aug 04, 2017
Instrument	14279
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 FERRY RD FREDERICKSBURG VA 224052913, FREDERICKSBURG, VA 22405-2913

Mortgage

Document Number	170014280
Date	Aug 08, 2017
Instrument	14280

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2047

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (+14.84%)	$399,000 (+15.85%) Land $120,000 Building $279,000	$399,000 (+15.85%) Land $120,000 Building $279,000
2023	$3,254.00 (+24.25%)	$344,400 Land $105,000 Building $239,400	$344,400 Land $105,000 Building $239,400
2021	$2,619.00

Flood & Wildfire

414 Ferry Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stafford County (51179C), updated October 14, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

414 Ferry Rd, Fredericksburg, VA 22405 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Ferry Rd

Nearby Streets

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