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414 Estero Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 414 Estero Ave, Morro Bay, CA 93442 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1950
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$490,000 (Oct 2017)
Tax Bill$6,067 (2025)
Deeds & MortgagesOct 2017 Sale
Flood ZoneZone X (minimal risk)
APN066-231-012

Property Details

APN / Parcel Number

Primary APN066-231-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
TerrainBelow Road/Slope
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address414 ESTERO AVE
CityMORRO BAY
StateCA
Zip93442-2633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB MORRO HTS BL 26 LT 14
Legal SubdivisionMORRO HEIGHTS
Legal Block26
Legal Lot Number14
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2031
Census Tract10602

Owner

Source: San Luis Obispo County records · APN 066-231-012

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 245, MORRO BAY, CA 93443-0245
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2017 · Amount on Record
Deed SaleOct 13, 2017 · Amount on Record
Deed Document Number201746919
Prior Transfer DateDec 18, 2012
Prior Transfer Doc0000000541
Record UpdatedSep 20, 2026

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 13, 2017
Property Address414 ESTERO AVE, MORRO BAY, CA 93442-2633
Document Number0000046919
Instrument DateOct 04, 2017
Instrument46919
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$539.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 245 MORRO BAY CA 934430245, MORRO BAY, CA 93443-0245

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$568,679 (+2%) Land $441,018 Building $127,661
2025$6,067.00 (+3.64%) Homeowner's exemption$557,529 (+4.04%) Land $432,371 Building $125,158
2023$5,854.00 (+6.73%) Homeowner's exemption$535,882 Land $415,583 Building $120,299
2022$5,485.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2023)
Claims Outside the SFHA4 of 9
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA, Ranch WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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