414 Elm St, Sterling, CO 80751 Property Records

Logan County property record for 414 Elm St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,892 sqft · built 1920
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Sep 2009)
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052529410018`

Property Details

APN / Parcel Number

Primary APN	`38052529410018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,892 sqft Heated Area
1st Floor Area	1,178 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1953
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	221 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	414 ELM ST
City	STERLING
State	CO
Zip	80751-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60' X 190' OF LOT 3 BLK 48 K&S ADDN
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K&S ADDN
Legal Block	48
Legal Lot Number	3
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2033
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 ELM ST, STERLING, CO 80751-3235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 13, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2009 · Amount on Record
Deed Sale	Sep 30, 2009 · Amount on Record
Prior Sale	Oct 26, 2007 · Amount on Record
Deed Document Number	2009695762
Deed Book / Page	983 / 916
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	414 ELM ST, STERLING, CO 80751-3235
Document Number	0000746785
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 ELM ST STERLING CO 807513235, STERLING, CO 80751-3235

Mortgage

Document Number	0000746785
Date	Oct 17, 2019
Book Page	001034/000968
Instrument	746785

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	414 ELM ST, STERLING, CO 80751-3235
Document Number	0000740950
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 ELM ST STERLING CO 807513235, STERLING, CO 80751-3235

Mortgage

Document Number	0000740950
Date	Aug 17, 2018
Book Page	001029/000127
Instrument	740950

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,736.00 (+70.53%)	$20,707 (-90.55%)	$331,318 (+51.25%) Land $57,000 Building $274,318
2023	$1,018.00 (-18.82%)	$219,060 (+1,339.29%) Land $42,750 Building $176,310	$219,060 (-) Land $42,750 Building $176,310
2022	$1,254.00	$15,220 Land $2,970 Building $12,250	$219,060 Land $42,750 Building $176,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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