Union County and Mountainside Borough property record for 414 Echo Ridge Way, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 2,492 sqft · built 2017 |
| Lot Size | 0.085 acres (3,715 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Jan 2019) |
| Tax Bill | $13,822 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00015-09-00048-16 |
| Primary APN | 10-00015-09-00048-16 |
|---|
| Building Area | 2,492 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 3,715 sqft (0.085 acres) |
| Street Address | 414 ECHO RIDGE WAY |
|---|---|
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ECHO RDG CONDO BLDG 4 |
| Legal Block | 15.9 |
| Legal Lot Number | 48.16 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 38300 |
414 Echo Ridge Way is owned and occupied by two individuals who bought it in January 2019.
Source: Union County and Mountainside Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 ECHO RIDGE WAY, MOUNTAINSIDE, NJ 07092-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jan 10, 2019 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on File |
| Deed Sale | Jan 10, 2019 · Amount on File |
| Deed Document Number | 2019308796 |
| Deed Book / Page | 6304 / 590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 414 ECHO RIDGE WAY, MOUNTAINSIDE, NJ 07092-2728 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS |
| Name | Verified Name |
|---|
| Document Number | 0149312694 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 14931/2694 |
| Instrument | 9011 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 10, 2019 |
| Property Address | 414 ECHO RIDGE WAY, MOUNTAINSIDE, NJ 07092-2728 |
| Document Number | 0003040590 |
| Book / Page | 000304 / 000590 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 308796 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 414 ECHO RIDGE WAY MOUNTAINSIDE NJ 070922728, MOUNTAINSIDE, NJ 07092-2728 |
| Document Number | 145240266 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 014524/000266 |
| Instrument | 667917 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 9, 2044 |
The 2025 property tax bill for 414 Echo Ridge Way was $13,822, up 2.4% from the year before.
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658,200 (-) Land $275,000 Building $383,200 | $658,200 (-) Land $275,000 Building $383,200 | |
| 2025 | $13,822.00 (+2.44%) | $658,200 Land $275,000 Building $383,200 | $658,200 Land $275,000 Building $383,200 |
| 2024 | $13,493.00 | ||
| 2023 | $658,200 Land $275,000 Building $383,200 | $658,200 Land $275,000 Building $383,200 | |
| 2022 | $13,144.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Echo Ridge Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Echo Ridge Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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