414 Eagle Ridge Rd, Oneonta, AL 35121 Property Records

St. Clair County property record for 414 Eagle Ridge Rd, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,776 sqft · built 2006
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2023)
Tax Bill	$784 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02-09-0-000-001.002`

Property Details

APN / Parcel Number

Primary APN	`05-02-09-0-000-001.002`
Alternative APNs	`58558` `63004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,776 sqft Heated Area
1st Floor Area	1,200 sqft
Upper Floors Area	480 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 EAGLE RIDGE RD
City	ONEONTA
State	AL
Zip	35121-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 EAGLE MOUNTAIN 2006-9; ALSO A PT DESCR AS: COM NW COR LOT 1 TH NE 77.92 E 73.78 TO EAGLE RIDGE ROW, S 89.94 ALG ROW, W
Legal Range	03E
Legal Township	13S
Legal Section	09
Legal Subdivision	EAGLE MOUNTAIN
Legal Lot Number	1
Jurisdiction	ST CLAIR AL
Township / Civil Division	ASHVILLE
Census Block Group	2
Census Block	2015
Census Tract	40402

Owner

Source: St. Clair County records · APN 05-02-09-0-000-001.002

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	414 EAGLE RIDGE RD, ONEONTA, AL 35121-6813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 05, 2023	Warranty Deed, Transfer
Aug 14, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2023 · Amount on Record
Deed Sale	Sep 05, 2023 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Book / Page	2023 / 10426
Prior Transfer Date	Jul 16, 2014
Prior Transfer Doc	0000008122
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	414 EAGLE RIDGE RD, ONEONTA, AL 35121-6813
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037898
Date	Jun 02, 2021
Book Page	MTG 2021/37898

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2041

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Sep 05, 2023
Property Address	414 EAGLE RIDGE RD, ONEONTA, AL 35121-6813
Document Number	0000010426
Book / Page	DEED 2023 / 10426
Map Reference	MB 2006 PG 9
Instrument Date	Aug 31, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 OVERHILL RD SE, BESSEMER, AL 35022-6367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 EAGLE RIDGE RD, ONEONTA, AL 35121-6813

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 14, 2018
Property Address	414 EAGLE RIDGE RD, ONEONTA, AL 35121-6813
Document Number	0000009851
Book / Page	DEED 2018 / 09851
Map Reference	MB 2006 PG 9
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Oct 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 BROADMOOR LOOP, 77, ONEONTA, AL 35121-3509

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1030 OVERHILL RD SE, BESSEMER, AL 35022-6367

Mortgage

Document Number	MTG201827453
Date	Aug 14, 2018
Instrument	MTG 2018/27453

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$784.00 (+48.2%)	$25,320 (-5%)	$253,200 (-)
2023		$50,640 (+171.79%) Land $8,800 Building $41,840	$253,200 (+35.9%) Land $44,000 Building $209,200
2022	$529.00 Homeowner's exemption	$18,632 Land $4,000 Building $14,632	$186,320 Land $40,000 Building $146,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), as of August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011150404022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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