414 E Shiraz Ct, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 414 E Shiraz Ct, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,142 sqft · built 2019
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,500 (Apr 2019)
Tax Bill	$11,122 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262-300-230-000`

Property Details

APN / Parcel Number

Primary APN	`262-300-230-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 E SHIRAZ CT
City	TRACY
State	CA
Zip	95391-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 22 MOUNTAIN HOUSE NEIGHBORHOOD D UNIT 3
Legal Subdivision	MOUNTAIN HOUSE NBRHD D UN
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1039
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 E SHIRAZ CT, TRACY, CA 95391-8831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG LLC
Aug 28, 2019	Quit Claim Deed, Mortgage ONE AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	201939357
Last Transfer Date	Aug 9, 2019
Transfer Doc	0000093493
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	414 E SHIRAZ CT, MOUNTAIN HOUSE, CA 95391-8831
Document Number	0000080784
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	414 E SHIRAZ CT MOUNTAIN HOUSE CA 953918831, MOUNTAIN HOUSE, CA 95391-8831

Mortgage

Document Number	0000080784
Date	Jul 8, 2020
Instrument	80784

Lender

Name	STEARNS LNDG LLC
Address	401 E CORPORATE DR # 150, LEWISVILLE, TX 75057-6449

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 28, 2019
Property Address	414 E SHIRAZ CT, MOUNTAIN HOUSE, CA 95391-8831
Document Number	0000093493
Instrument Date	Aug 9, 2019
Instrument	93493
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE STOCKTON

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	414 E SHIRAZ CT MOUNTAIN HOUSE CA 953918831, MOUNTAIN HOUSE, CA 95391-8831

Mortgage

Document Number	93494
Date	Aug 28, 2019
Instrument	93494

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,122.00 (+15.66%)
2025	$9,616.00 (+4.61%) Homeowner's exemption	$579,010 (+4.04%) Land $223,101 Building $355,909
2023	$9,192.00 (+2.09%) Homeowner's exemption	$556,529 Land $214,439 Building $342,090	$904,140
2022	$9,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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