414 E School Rd, Cottage Grove, WI 53527 Property Records

Dane County property record for 414 E School Rd, Cottage Grove, WI 53527

Property Summary

Property Type	Single Family Home
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on Record
Last Sale	$599,900 (Mar 2026)
Tax Bill	$11,614 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0711-044-0483-1`

Property Details

APN / Parcel Number

Primary APN	`0711-044-0483-1`

Exterior

Lot Area	11,892 sqft (0.273 acres)

Location & Zoning

Street Address	414 E SCHOOL RD
City	COTTAGE GROVE
State	WI
Zip	53527-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUARRY RIDGE ESTATES FIRST ADDN LOT 83
Legal Range	11E
Legal Township	07N
Legal Section	04
Legal Subdivision	QUARRY RIDGE ESTATES FIRST ADDN
Legal Block	04
Legal Lot Number	83
Jurisdiction	DANE WI
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1042
Census Tract	12004

Owner

Source: Dane County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Line of Credit OAK BANK
Jul 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF DEERFIELD
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SUN PRAIRIE
Feb 1, 2023	Warranty Deed, Construction Loan · Construction Mortgage OLD NATIONAL BANK
May 2, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE
Mar 19, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF DEERFIELD
Apr 12, 2018	Deed with Mortgage, Transfer QUARRY RIDGE ESTATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Feb 1, 2023 · Amount on Record
Deed Document Number	20266086547
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970

Mortgage

Document Number	0006046919
Date	Aug 21, 2025
Instrument	6046919

Lender

Name	OAK BANK
Type	Bank
Address	MADISON, WI 53719

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005747925
Date	Jul 7, 2021
Instrument	5747925

Lender

Name	BANK OF DEERFIELD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 17, 2026
Property Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970
Document Number	0006086547
Instrument Date	Mar 13, 2026
Instrument	6086547
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970

Mortgage

Document Number	0006086548
Date	Mar 17, 2026
Instrument	6086548

Lender

Name	BANK OF SUN PRAIRIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Feb 1, 2023
Property Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970
Document Number	0005884555
Instrument Date	Jan 31, 2023
Instrument	5884555
Transaction Type	Construction Loan
Record Updated	May 17, 2024
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$299.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ODYSSEY CT, OREGON, WI 53575-9108

Mortgage

Document Number	0005884556
Date	Feb 1, 2023
Instrument	5884556

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	May 2, 2022
Property Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970
Document Number	0005830279
Instrument Date	Apr 28, 2022
Instrument	5830279
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$284.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10, COTTAGE GROVE, WI 53527-0010

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Mar 19, 2021
Property Address	414 E SCHOOL RD, COTTAGE GROVE, WI 53527-8970
Document Number	0005707066
Instrument Date	Mar 16, 2021
Instrument	5707066
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4312 VILAS HOPE RD, COTTAGE GROVE, WI 53527-9556
Investor	Possibly a Property Investor

Mortgage

Document Number	0005707067
Date	Mar 19, 2021
Instrument	5707067

Lender

Name	BANK OF DEERFIELD

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0005707068
Date	Mar 19, 2021
Instrument	5707068

Lender

Name	BANK OF DEERFIELD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	DANE WI
Recording Date	Apr 12, 2018
Property Address	1300 MICHELLE LN, COTTAGE GROVE, WI 53527-8946
Instrument Date	Apr 11, 2018
Instrument	5401417
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0005401417
Date	Apr 12, 2018
Instrument	5401417

Lender

Name	QUARRY RIDGE ESTATES LLC
Address	4607 OAK SPRINGS CIR, DEFOREST, WI 53532-1713

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 11, 2023

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cottage Grove Village
Unified School District	Monona Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,614.00 (+425.76%)	$458,000 (+426.44%) Land $87,000 Building $371,000	$652,200 (+511.82%)
2023		$87,000 Land $87,000	$106,600
2022	$2,209.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE GROVE WATERWORKS serves 9,345 people · EPA ID WI1130218
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
UpNet WI Fixed Wireless	100 / 30
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, T-Mobile.

Nearby Properties on E School Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures