Bedford County property record for 414 E Penn St, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 1,916 sqft · built 1900 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Feb 2016) |
| Tax Bill | $3,677 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-E.04-037 |
| Primary APN | E.09-E.04-037 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,916 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Deck Area | Deck Area |
| Street Address | 414 E PENN ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ANDERSON LOTS |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bedford Historic District listed 1983 · 210 contributing resources · NRIS 83004187 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
414 E Penn St is owned and occupied by two individuals who bought it in February 2016.
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 E PENN ST, BEDFORD, PA 15522-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on File |
| Deed Sale | Feb 29, 2016 · Amount on File |
| Prior Sale | Jun 1, 1986 · Amount on File |
| Deed Document Number | 20161009 |
| Deed Book / Page | 1554 / 580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 414 E PENN ST, BEDFORD, PA 15522-1435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 414 E PENN ST, BEDFORD, PA 15522-1435 |
| Document Number | 002022/576 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 2022/576 |
| Instrument | 2022-000576 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 414 E PENN ST, BEDFORD, PA 15522-1435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/4204 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 2020/4204 |
| Instrument | 2020-004204 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 414 E Penn St was $3,677.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,677.00 | $193,300 Land $37,300 Building $156,000 | $193,300 (-) Land $37,300 Building $156,000 |
| 2025 | $193,300 Land $37,300 Building $156,000 | ||
| 2023 | $3,577.00 Additional exemption filed | $193,300 Land $37,300 Building $156,000 | |
| 2012 | $193,300 Land $37,300 Building $156,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 E Penn St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 26 (1983–2021) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 E Penn St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Breezeline, T-Mobile.
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