Garfield County property record for 414 E Osage St, Garber, OK 73738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,083 sqft · built 1967 |
| Lot Size | 0.241 acres (10,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Oct 2018) |
| Tax Bill | $908 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26598 |
| Primary APN | 26598 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,083 sqft Living Area |
| 1st Floor Area | 1,083 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,499 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26598 |
|---|---|
| Street Address | 414 E OSAGE ST |
| City | GARBER |
| State | OK |
| Zip | 73738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19-21 BLOCK 4 SD-G47 GARBER'S ADDN TO GARBER SW/4 25-23-4 ET AL GARIS, PHILLIP & LAURIE |
| Legal Range | 04W |
| Legal Township | 23N |
| Legal Section | 25 |
| Legal Subdivision | GARBER'S TO GARBER |
| Legal Block | 4 |
| Legal Lot Number | 19-21 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 1100 |
Source: Garfield County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18222 E RUPE AVE, FAIRMONT, OK 73736-1131 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ACB BANK |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST CO |
| Jun 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Jul 27, 2006 · Amount on Record |
| Deed Book / Page | 2403 / 145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 414 E OSAGE ST, GARBER, OK 73738 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02403/0173 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 2403/0173 |
| Name | ACB BANK |
|---|---|
| Type | Bank |
| Address | CHEROKEE, OK 73728 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 414 E OSAGE ST, GARBER, OK 73738 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002559/677 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2559/677 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PERRY, OK 73077 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Jun 23, 2021 |
| Property Address | 414 E OSAGE ST, GARBER, OK 73738 |
| Document Number | 002539/830 |
| Book / Page | 2539 / 830 |
| Instrument Date | Apr 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $71.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 362, GARBER, OK 73738-0362 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18222 E RUPE AVE, FAIRMONT, OK 73736-1131 |
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Garber City |
| Unified School District | Garber Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,008 (-0.08%) Land $563 Building $8,445 | $72,064 (-0.07%) Land $4,500 Building $67,564 | |
| 2025 | $908.00 (-12.19%) | $9,015 (-10.06%) Land $563 Building $8,452 | $72,111 (-10.06%) Land $4,500 Building $67,611 |
| 2023 | $1,034.00 | $10,023 Land $563 Building $9,460 | $80,180 Land $4,500 Building $75,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARBER MUNICIPAL AUTHORITY serves 725 people · EPA ID OK2002416 |
|---|---|
| Water Source | Purchased groundwater from ENID |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Carbon tetrachloride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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