414 E Orchard St, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 414 E Orchard St, Fredericksburg, TX 78624

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1960
Lot Size	0.342 acres (14,880 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,732 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Mortgage + 3 more
APN	`S1730-0040-000400`

Property Details

APN / Parcel Number

Primary APN	`S1730-0040-000400`
Alternative APN	`19109`

Interior

Full Baths	1 Bath
Building Area	1,120 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,120 sqft
Utility Area	336 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asbestos
Lot Area	14,880 sqft (0.342 acres)
Lot Dimensions	192 ft deep x 78 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S1730-0040-000400
Street Address	414 E ORCHARD ST
City	FREDERICKSBURG
State	TX
Zip	78624-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WENDEL & ANDEREGG BLK 4 LOT 4, -HOMESITE- -HOMESITE-
Legal Subdivision	WENDEL & ANDEREGG
Legal Block	4
Legal Lot Number	4
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	2
Census Block	2009
Census Tract	950401

Owner

414 E Orchard St is owned and occupied by two individuals.

Source: Gillespie County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 E ORCHARD ST, FREDERICKSBURG, TX 78624-4347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit BROADWAY NATIONAL BANK
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit DITECH FINANCIAL LLC
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Recording Date	Apr 29, 2026
Property Address	414 E ORCHARD ST, FREDERICKSBURG, TX 78624-4347
Document Number	0000002270
Instrument Date	Apr 23, 2026
Instrument	20262270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FREDERICKSBURG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E ORCHARD ST, FREDERICKSBURG, TX 78624-4347

Mortgage

Document Number	0000002270,
Date	Apr 29, 2026
Instrument	20262270

Lender

Name	BROADWAY NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	414 E ORCHARD ST, FREDERICKSBURG, TX 78624-4347
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217285
Date	Sep 23, 2021
Instrument	20217285

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	414 E ORCHARD ST, FREDERICKSBURG, TX 78624-4347
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217284
Date	Sep 23, 2021
Instrument	20217284

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	414 E ORCHARD ST, FREDERICKSBURG, TX 78624-4347
Transaction Type	Mortgage
Record Updated	Dec 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20175647
Date	Nov 15, 2017
Instrument	20175647

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	414 E ORCHARD ST, FREDERICKSBURG, TX 78624-4347
Transaction Type	Mortgage
Record Updated	Mar 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20170706
Date	Feb 13, 2017
Instrument	20170706

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 414 E Orchard St was $5,732 with exemptions applied.

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,732.00 Homeowner's exemption Senior Citizen's exemption	$449,918 (+1%) Land $277,510 Building $175,400	$452,910 (-1.91%) Land $277,510 Building $175,400
2025		$409,016 Land $277,510 Building $184,230	$461,740 Land $277,510 Building $184,230
2024	$1,094.00 (-0.27%)
2023	$1,097.00 (-56.9%) Homeowner's exemption Senior Citizen's exemption	$338,030 Land $277,510 Building $193,380	$470,890 Land $277,510 Building $193,380
2022	$2,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 414 E Orchard St; 8 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 E Orchard St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 12,360 people · EPA ID TX0860001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hill Country Telecommunications, NexStream.

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