414 E Main St, Lowell, MI 49331 Property Records

Kent County property record for 414 E Main St, Lowell, MI 49331

Property Summary

Property Type	Commercial
Details	10,856 sqft · built 1960
Lot Size	1.5 acres (65,427 sqft)
Owner	Company Name on File
Last Sale	$25,000 (May 1985)
Tax Bill	$29,100 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-02-431-014`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-431-014`

Interior

Stories	1 Story
Building Area	10,856 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	65,427 sqft (1.5 acres)
Lot Dimensions	221 ft deep x 295 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 E MAIN ST
City	LOWELL
State	MI
Zip	49331-1716
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	LOTS 1, 2, 3, 8, 9 & 10 BLK 12 ALSO S 3/4 OF LOTS 6 & 7 BLK 12 * AVERY'S PLAT
Legal Subdivision	AVERY'S PLAT
Legal Block	12
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2042
Census Tract	12004

Owner

Source: Kent County records · APN 41-20-02-431-014

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	345 32ND ST SW, GRAND RAPIDS, MI 49548-1042
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 1985 · Amount on Record
Deed Sale	May 01, 1985 · Amount on Record
Deed Book / Page	2461 / 979
Last Transfer Date	Aug 21, 2020
Transfer Doc	0000089915
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 30, 2020
Property Address	414 E MAIN ST, LOWELL, MI 49331-1716
Document Number	0000089915
Map Reference	LB 2 PG 55
Instrument Date	Aug 21, 2020
Instrument	202009300089915
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 LAKESHORE DR, 100, NORTH PALM BEACH, FL 33408-3679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E MAIN ST, LOWELL, MI 49331-1713

Mortgage

Document Number	0000089916
Date	Sep 30, 2020
Instrument	202009300089916

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,100.00 (+13.66%)	$647,100 (-3.58%)	$1,294,200 (-3.58%)
2023		$671,100	$1,342,200
2019	$25,602.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 305 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWELL serves 4,150 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.