Douglas County property record for 414 E Gardiner St, Valley, NE 68064
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,060 sqft · built 1910 |
| Lot Size | 0.157 acres (6,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Nov 2024) |
| Tax Bill | $2,361 (2024) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | R1259770002 |
| Primary APN | R1259770002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,840 sqft (0.157 acres) |
| Lot Dimensions | 114 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Deck Area | 115 sqft |
| Patio Area | 264 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1259770002 |
|---|---|
| Street Address | 414 E GARDINER ST |
| City | VALLEY |
| State | NE |
| Zip | 68064-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIERS 2ND ADD TO VALLEY LOT 14 BLOCK 0 LT 13 & W 10 FT LT 14 |
| Legal Subdivision | HARRIERS 2ND ADD TO VALLEY |
| Legal Lot Number | 13-14 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | PLATTE VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 7504 |
414 E Gardiner St is owned and occupied by an individual who bought it in November 2024.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 E GARDINER ST, VALLEY, NE 68064-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM LENDING LLC |
| Jun 5, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2024 · Amount on File |
| Deed Sale | Nov 6, 2024 · Amount on File |
| Prior Sale | Sep 10, 2021 · Amount on File |
| Deed Document Number | 2024079591 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Sep 10, 2021 |
| Property Address | 414 E GARDINER ST, VALLEY, NE 68064-2607 |
| Document Number | 0000119700 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021119700 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | MIDWEST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021119701 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021119701 |
| Name | FREEDOM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | OMAHA, NE 68137 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jun 5, 2018 |
| Property Address | 414 E GARDINER ST, VALLEY, NE 68064-2607 |
| Document Number | 2018042833 |
| Instrument Date | May 8, 2018 |
| Instrument | 2018042833 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Investor | Possibly a Property Investor |
| Document Number | 2018042834 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2018042834 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Valley City |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,400 Land $14,300 Building $159,100 | $173,400 Land $14,300 Building $159,100 | |
| 2024 | $2,361.00 (-4.84%) | ||
| 2023 | $2,481.00 (-9.62%) | $154,800 Land $14,300 Building $140,500 | $154,800 Land $14,300 Building $140,500 |
| 2022 | $2,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 E Gardiner St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 79 (1978–2025) |
| Claims Outside the SFHA | 1 of 79 |
| Most Recent Claim | Aug 2025 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 414 E Gardiner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALLEY serves 3,294 people · EPA ID NE3105518 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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