414 E Franklin St, Sparta, WI 54656 Property Records

Monroe County property record for 414 E Franklin St, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.258 acres (11,238 sqft)
Owner	Company Name on Record
Last Sale	$244,900 (Feb 2020)
Tax Bill	$5,989 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-01038-0000`

Property Details

APN / Parcel Number

Primary APN	`281-01038-0000`
Alternative APN	`281-220-001-006`

Exterior

Lot Area	11,238 sqft (0.258 acres)

Location & Zoning

Street Address	414 E FRANKLIN ST
City	SPARTA
State	WI
Zip	54656-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & E12 OF LOT 5, BLK 1 OF CONDIT & TYLER ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	CONDIT & TYLERS ADDITION C/SPARTA
Legal Block	1
Legal Lot Number	6
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1015
Census Tract	950400

Owner

Source: Monroe County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 E FRANKLIN ST, SPARTA, WI 54656-1917
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Aug 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
May 3, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	2020686135
Last Transfer Date	Apr 22, 2021
Transfer Doc	698875
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	414 E FRANKLIN ST, SPARTA, WI 54656-1917
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000699806
Date	Jun 1, 2021
Instrument	699806

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	414 E FRANKLIN ST, SPARTA, WI 54656-1917
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000710711
Date	Aug 31, 2022
Instrument	710711

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE WI
Recording Date	May 3, 2021
Property Address	414 E FRANKLIN ST, SPARTA, WI 54656-1917
Document Number	698875
Instrument Date	Apr 22, 2021
Instrument	698875
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Feb 10, 2020
Property Address	414 E FRANKLIN ST, SPARTA, WI 54656-1917
Document Number	0000686135
Instrument Date	Feb 7, 2020
Instrument	686135
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000686136
Date	Feb 10, 2020
Instrument	686136

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,989.00 (+20.55%) Homeowner's exemption	$391,300 (+19.04%) Land $19,100 Building $372,200	$391,000 (+20.87%)
2023	$4,968.00 Homeowner's exemption	$328,700 Land $13,800 Building $314,900	$323,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

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