414 E Erie Rd, Temperance, MI 48182 Property Records

Monroe County property record for 414 E Erie Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,557 sqft · built 1941
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$61,447 (Jun 2018)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-012-031-00`

Property Details

APN / Parcel Number

Primary APN	`02-012-031-00`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,557 sqft Living Area
Basement Area	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)
Garage Area	1,265 sqft
Parking Spaces	5 Parking Spaces
Deck Area	36 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	414 E ERIE RD
City	TEMPERANCE
State	MI
Zip	48182-9349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPLIT
Legal Description	SEC 12 T8S R7E 1 ACRE COM 264 FT E OF SW COR OF E 1/2 OF SW 1/4 TH N 580.8 FT TH E 75 FT TH S 580.8 FT TH W 75 FT TO POB FT S
Legal Range	07E
Legal Township	08S
Legal Section	12
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3007
Census Tract	833200

Owner

414 E Erie Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 E ERIE RD, TEMPERANCE, MI 48182-9349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage SOUTH CENTRAL BANK
Jun 8, 2018	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Oct 29, 2013 · Amount on File
Deed Document Number	201810241
Prior Transfer Date	Jun 4, 2018
Prior Transfer Doc	0000010241
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	414 E ERIE RD, TEMPERANCE, MI 48182-9349
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E ERIE RD, TEMPERANCE, MI 48182-9349

Mortgage

Document Number	2021R23388
Date	Sep 8, 2021
Instrument	2021R23388

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	414 E ERIE RD, TEMPERANCE, MI 48182-9349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E ERIE RD, TEMPERANCE, MI 48182-9349

Mortgage

Document Number	0000023809
Date	Nov 5, 2020
Instrument	2020R23809

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jun 8, 2018
Property Address	414 E ERIE RD, TEMPERANCE, MI 48182-9349
Document Number	0000010241
Instrument Date	Jun 4, 2018
Instrument	10241
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Tax	$528.44
Amount Accuracy	Confirmed
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 E ERIE RD TEMPERANCE MI 481829349, TEMPERANCE, MI 48182-9349

Mortgage

Document Number	10242
Date	Jun 8, 2018
Instrument	10242

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 414 E Erie Rd was $1,737 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,700 Land $122,700	$245,400 Land $245,400
2025	$1,737.00 Homeowner's exemption
2023	$1,691.00 Homeowner's exemption	$81,000	$162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 E Erie Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 E Erie Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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