414 E Elizabeth St, Delmar, MD 21875 Property Records

Wicomico County property record for 414 E Elizabeth St, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,692 sqft · built 1919
Lot Size	0.214 acres (9,330 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Mar 2019)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-000266`

Property Details

APN / Parcel Number

Primary APN	`11-000266`
Alternative APN	`000266`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,692 sqft Total Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	9,330 sqft (0.214 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	303 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	000266
Street Address	414 E ELIZABETH ST
City	DELMAR
State	MD
Zip	21875-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-9,330 SQFT 414 E ELIZABETH ST DELMAR
Jurisdiction	WICOMICO MD
Township / Civil Division	11, DELMAR
Census Block Group	2
Census Block	2025
Census Tract	10703

Owner

414 E Elizabeth St is owned and occupied by an individual who bought it in March 2019.

Source: Wicomico County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	414 E ELIZABETH ST, DELMAR, MD 21875-1723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2019	Grant Deed, Transfer · FHA Mortgage MORTGAGE NTWK
Nov 5, 2018	Trustee's Deed, Construction Loan · Line of Credit ELENA RAVICH
Jan 25, 2017	Grant Deed, Transfer MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2019 · Amount on File
Deed Sale	Mar 19, 2019 · Amount on File
Prior Sale	Jan 25, 2017 · Amount on File
Deed Book / Page	4446 / 383
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Aug 14, 2026
Property Address	414 E ELIZABETH ST, DELMAR, MD 21875-1723
Document Number	5765000107
Book / Page	5765 / 107
Instrument Date	Aug 10, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E ELIZABETH ST, DELMAR, MD 21875-1723

Mortgage

Document Number	5765000107,
Date	Aug 14, 2026
Book Page	5765/107

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	414 E ELIZABETH ST, DELMAR, MD 21875-1723
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049170141
Date	Aug 11, 2021
Book Page	4917/141

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 19, 2019
Property Address	414 E ELIZABETH ST, DELMAR, MD 21875-1723
Document Number	0044460383
Book / Page	004446 / 000383
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	414 E ELIZABETH ST DELMAR MD 218751723, DELMAR, MD 21875-1723

Mortgage

Document Number	44460392
Date	Mar 19, 2019
Book Page	004446/000392

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WICOMICO MD
Recording Date	Nov 5, 2018
Property Address	414 E ELIZABETH ST, DELMAR, MD 21875-1723
Document Number	0043970433
Book / Page	004397 / 000433
Instrument Date	Oct 31, 2018
Transaction Type	Construction Loan
Record Updated	Nov 16, 2018
Title Company	COMMERCE TITLE COMPANY, COMMERCE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	414 E ELIZABETH ST DELMAR MD 218751723, DELMAR, MD 21875-1723

Mortgage

Document Number	43970433
Date	Nov 5, 2018
Book Page	004397/000433

Lender

Name	ELENA RAVICH
Address	322 W 57TH ST # 17F, NEW YORK, NY 10019-3719

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Jan 25, 2017
Property Address	414 E ELIZABETH ST, DELMAR, MD 21875-1723
Document Number	0041160327
Book / Page	004116 / 000327
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$37.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12908 SAND BAR LN #3 OCEAN CITY MD 218428224, 3, OCEAN CITY, MD 21842-8224

Tax Assessment & Valuation

The 2025 property tax bill for 414 E Elizabeth St was $1,340.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Delmar Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,000 Land $22,100 Building $138,900	$161,000 Land $22,100 Building $138,900
2025	$1,340.00
2023	$1,139.00	$114,200 Land $22,100 Building $92,100	$114,200 Land $22,100 Building $92,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 E Elizabeth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 E Elizabeth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DELMAR serves 4,500 people · EPA ID MD0220001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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