414 E Chester St, Cabery, IL 60919 Property Records

Ford County property record for 414 E Chester St, Cabery, IL 60919

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,340 sqft · built 1890
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jun 2023)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01-16-127-010`

Property Details

APN / Parcel Number

Primary APN	`01-01-16-127-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft

Location & Zoning

Street Address	414 E CHESTER ST
City	CABERY
State	IL
Zip	60919-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3 BLK B AMES 2ND ADD 50 X 165 ZONING R-1
Legal Range	09E
Legal Township	29N
Legal Section	16
Legal Subdivision	AMES 2ND ADD
Legal Block	B
Legal Lot Number	3
Jurisdiction	FORD IL
Township / Civil Division	ROGERS
Census Block Group	2
Census Block	2008
Census Tract	961600

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E CHESTER ST, CABERY, IL 60919-5421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage ACE MORTGAGE FUNDING, LLC
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	2023281443
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Recording Date	Jun 15, 2026
Property Address	414 E CHESTER ST, CABERY, IL 60919-5421
Document Number	0000288312
Instrument Date	Jun 10, 2026
Instrument	2026288312
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E CHESTER ST, CABERY, IL 60919-5421

Mortgage

Document Number	0000288312,
Date	Jun 15, 2026
Instrument	2026288312

Lender

Name	ACE MORTGAGE FUNDING, LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	5.63%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jun 22, 2023
Property Address	414 E CHESTER ST, CABERY, IL 60919-5421
Document Number	0000281443
Instrument Date	Jun 22, 2023
Instrument	281443
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E CHESTER ST, CABERY, IL 60919-5421

Mortgage

Document Number	0000281444
Date	Jun 22, 2023
Instrument	281444

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Rogers Township
Municipality	Cabery Village
Unified School District	Tri-Point Community Unit School District 6-J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (+42.98%) Homeowner's exemption	$18,820 (+13.03%) Land $1,310 Building $17,510	$56,460 (+13.03%) Land $3,930 Building $52,530
2024	$784.00 (+16.15%)	$16,650 (+25.85%) Land $1,160 Building $15,490	$49,950 (+25.85%) Land $3,480 Building $46,470
2022	$675.00 (+7.48%)	$13,230 (+5%) Land $920 Building $12,310	$39,690 (+5%) Land $2,760 Building $36,930
2021	$628.00	$12,600 Land $880 Building $11,720	$37,800 Land $2,640 Building $35,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABERY serves 266 people · EPA ID IL0534200
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on E Chester St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures