414 E 3rd St, Monticello, IA 52310 Property Records

Jones County property record for 414 E 3rd St, Monticello, IA 52310

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,825 sqft · built 2013
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2024)
Tax Bill	$3,348 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0222356004`

Property Details

APN / Parcel Number

Primary APN	`0222356004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	936 sqft
Attic	Attic
Attic Area	515 sqft
Basement Area	1,204 sqft
Finished Basement	275 sqft
Unfinished Basement	929 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Deck Area	216 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	414 E 3RD ST
City	MONTICELLO
State	IA
Zip	52310-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURCKS ADD E 1/2 N 1/2 LOT 5
Legal Subdivision	TURCKS
Legal Lot Number	5
Jurisdiction	JONES IA
Township / Civil Division	LOVELL
Census Block Group	4
Census Block	4023
Census Tract	70600

Owner

Source: Jones County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E 3RD ST, MONTICELLO, IA 52310-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	2024508
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Jun 6, 2017
Property Address	414 E 3RD ST, MONTICELLO, IA 52310-1539
Document Number	0020171495
Instrument Date	May 26, 2017
Instrument	2017-1495
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 E 3RD ST, MONTICELLO, IA 52310-1539

Mortgage

Document Number	0020171496
Date	Jun 7, 2017
Instrument	2017-1496

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Jones County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jones County
Municipality	Monticello City
Unified School District	Monticello Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,348.00	$194,910 (-) Land $11,100 Building $183,810	$194,910 (-) Land $11,100 Building $183,810
2025	$3,348.00 (+1.76%)	$194,910 (+10.64%) Land $11,100 Building $183,810	$194,910 (+10.64%) Land $11,100 Building $183,810
2024	$3,290.00 (+17.17%)
2023		$176,170 (+25.34%) Land $11,100 Building $165,070	$176,170 (+25.34%) Land $11,100 Building $165,070
2022	$2,808.00 Homeowner's exemption	$140,550 Land $11,100 Building $129,450
2021			$140,550 Land $11,100 Building $129,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2010–2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER SUPPLY serves 4,040 people · EPA ID IA5343098
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Comelec Internet Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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