414 E 3rd St, Gaylord, MI 49735 Property Records

Otsego County property record for 414 E 3rd St, Gaylord, MI 49735

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Jan 2026 Sale Dec 2020 Sale
APN	`103-361-004-002-00`

Property Details

APN / Parcel Number

Primary APN	`103-361-004-002-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)
Lot Width	132 ft Width

Location & Zoning

Street Address	414 E 3RD ST
City	GAYLORD
State	MI
Zip	49735-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK. 4 SHELDENS SECOND ADDITION CITY OF GAYLORD SEC 4 T30N R3W
Legal Range	03W
Legal Township	30N
Legal Section	04
Legal Subdivision	SHELDENS SECOND ADDITION
Legal Block	4
Legal Lot Number	2-3
Jurisdiction	OTSEGO MI
Township / Civil Division	GAYLORD
Census Block Group	3
Census Block	3043
Census Tract	950300

Owner

414 E 3rd St is owned and occupied by an individual who acquired it in December 2025.

Source: Otsego County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	414 E 3RD ST, GAYLORD, MI 49735-1263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Warranty Deed, Transfer
Dec 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2025
Transfer Doc	001702/793
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Jan 23, 2026
Property Address	414 E 3RD ST, GAYLORD, MI 49735-1263
Document Number	001702/793
Book / Page	1702 / 793
Instrument Date	Dec 30, 2025
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E 3RD ST, GAYLORD, MI 49735-1263

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Dec 23, 2020
Property Address	414 E 3RD ST, GAYLORD, MI 49735-1263
Document Number	1547/560
Book / Page	1547 / 560
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E 3RD ST, GAYLORD, MI 49735-1263

Tax Assessment & Valuation

The 2025 property tax bill for 414 E 3rd St was $3,673 with a homeowner's exemption, up 1.5% from the year before.

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
Municipality	Gaylord City
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,400 (+12.82%)	$346,800 (+12.82%)
2025	$3,673.00 (+1.46%) Homeowner's exemption	$153,700	$307,400
2024	$3,620.00
2023		$110,100	$220,200
2022	$3,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 414 E 3rd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 E 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAYLORD serves 3,629 people · EPA ID MI0002600
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Baraga Telephone Company.

Nearby Properties on E 3rd St

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