414 E 1st St, Wilton, IA 52778 Property Records

Muscatine County property record for 414 E 1st St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,616 sqft · built 1868
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2023)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0406322018`

Property Details

APN / Parcel Number

Primary APN	`0406322018`
Alternative APN	`0406322024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	676 sqft
Basement Area	940 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1868
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	414 E 1ST ST
City	WILTON
State	IA
Zip	52778-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MIXED R
Legal Description	6-78-1W LOTS 2 & 3 BLK 8
Legal Subdivision	WILTON OT
Legal Block	8
Legal Lot Number	2,3
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4048
Census Tract	50200

Owner

414 E 1st St is owned and occupied by two individuals who bought it in April 2023.

Source: Muscatine County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	414 E 1ST ST, WILTON, IA 52778-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK & TRUST
Apr 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Mar 18, 2021 · Amount on File
Deed Document Number	20231656
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Apr 20, 2023
Property Address	414 E 1ST ST, WILTON, IA 52778-7705
Document Number	0202301657
Instrument Date	Mar 23, 2023
Instrument	2023-01657
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 MAPLE ST APT 1, 1, WILTON, IA 52778-9769

Mortgage

Document Number	0202301658
Date	Apr 20, 2023
Instrument	2023-01658

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	4.36%
Max Rate At Change	8.36%
Index	1-Year T-Bill
Margin	3
Max Rate	12.3%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Apr 20, 2023
Property Address	414 E 1ST ST, WILTON, IA 52778-7705
Document Number	0202301656
Instrument Date	Mar 23, 2023
Instrument	2023-01656
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 E 1ST ST, WILTON, IA 52778-7705

Tax Assessment & Valuation

The 2025 property tax bill for 414 E 1st St was $1,500 with a homeowner's exemption, down 9.2% from the year before.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (-9.2%) Homeowner's exemption	$183,480 Land $28,030 Building $155,450	$183,480 Land $28,030 Building $155,450
2024	$1,652.00
2023		$177,063 (+2,538.79%) Land $24,900 Building $152,163	$177,063 Land $24,900 Building $152,163
2022	$126.00	$6,710 Land $6,710
2021			$6,710 Land $6,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 414 E 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 E 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 1st St

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