414 E 10th St, Siler City, NC 27344 Property Records

Chatham County property record for 414 E 10th St, Siler City, NC 27344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 880 sqft · built 1998
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2023)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Jun 2023 Sale Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0073497`

Property Details

APN / Parcel Number

Primary APN	`0073497`
Alternative APN	`1375864`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Porch	Porch
Porch Area	16 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	414 E 10TH ST
City	SILER CITY
State	NC
Zip	27344-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LOT 7 AC 0.14 BK 97 PG 419
Legal Subdivision	TENTH STREET RENEWAL
Legal Block	31
Legal Lot Number	7
Jurisdiction	CHATHAM NC
Township / Civil Division	MATTHEWS
Census Block Group	4
Census Block	4053
Census Tract	20402

Owner

414 E 10th St is owned and occupied by an individual who bought it in June 2023.

Source: Chatham County records, as of October 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	414 E 10TH ST, SILER CITY, NC 27344-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Land Contract, Transfer
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 12, 2023	Land Contract, Transfer
Sep 16, 2021	Re-recorded Document
Sep 3, 2021	Warranty Deed, Transfer · USDA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	5244
Deed Book / Page	2367 / 582
Record Updated	Jun 8, 2026

June 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CHATHAM NC
Recording Date	Jun 15, 2023
Property Address	414 E 10TH ST, SILER CITY, NC 27344-2611
Document Number	002367/580
Book / Page	2367 / 580
Instrument Date	Jun 12, 2023
Instrument	5243
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E 10TH ST, SILER CITY, NC 27344-2611

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Jun 15, 2023
Property Address	414 E 10TH ST, SILER CITY, NC 27344-2611
Document Number	002367/582
Book / Page	2367 / 582
Map Reference	SL 97-419
Instrument Date	Jun 12, 2023
Instrument	5244
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005245
Date	Jun 15, 2023
Instrument	5245

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

January 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CHATHAM NC
Recording Date	Jan 12, 2023
Property Address	414 E 10TH ST, SILER CITY, NC 27344-2611
Document Number	002343/990
Book / Page	2343 / 990
Instrument Date	Apr 26, 2022
Instrument	299
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 E 10TH ST, SILER CITY, NC 27344-2611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 S BIRCH AVE, SILER CITY, NC 27344-3405

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CHATHAM NC
Recording Date	Sep 16, 2021
Property Address	414 E 10TH ST, SILER CITY, NC 27344-2611
Document Number	002246/904
Book / Page	2246 / 904
Map Reference	SL 97-419
Instrument Date	Sep 16, 2021
Instrument	14323
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Tax	$301.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4508 OLD US 421 N, SILER CITY, NC 27344-7381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E 10TH ST, SILER CITY, NC 27344-2611

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Sep 3, 2021
Property Address	414 E 10TH ST, SILER CITY, NC 27344-2611
Document Number	02243/1013
Book / Page	2243 / 1013
Map Reference	SL 97-419
Instrument Date	Sep 1, 2021
Instrument	13726
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4508 OLD US 421 N, SILER CITY, NC 27344-7381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E 10TH ST, SILER CITY, NC 27344-2611

Mortgage

Document Number	0000013727
Date	Sep 3, 2021
Instrument	13727

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 414 E 10th St was $1,833, up 89.2% from the year before.

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Municipality	Siler City Town
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,833.00 (+89.16%)	$138,342 (+80.52%) Land $13,110 Building $125,232	$138,342 (+80.52%) Land $13,110 Building $125,232
2024	$969.00 (+3.3%)	$76,636 (-) Land $9,405 Building $67,231	$76,636 (-) Land $9,405 Building $67,231
2023	$938.00 (+1.63%)	$76,636 (-) Land $9,405 Building $67,231	$76,636 (-) Land $9,405 Building $67,231
2022	$923.00	$76,636 Land $9,405 Building $67,231	$76,636 Land $9,405 Building $67,231

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 414 E 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 E 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILER CITY serves 8,520 people · EPA ID NC0319010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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