414 Devine Rd, Harrodsburg, KY 40330 Property Records

Mercer County property record for 414 Devine Rd, Harrodsburg, KY 40330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,716 sqft · built 1985
Lot Size	22.4 acres (975,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2022)
Tax Bill	$916 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017.00-00004.00`

Property Details

APN / Parcel Number

Primary APN	`017.00-00004.00`
Alternative APNs	`26274` `6661`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,716 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	975,744 sqft (22.4 acres)
Garage Area	660 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	380 sqft
Deck Area	380 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	26274
Street Address	414 DEVINE RD
City	HARRODSBURG
State	KY
Zip	40330-9466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY RD FARM
Jurisdiction	MERCER KY
Township / Civil Division	HARRODSBURG
Census Block Group	2
Census Block	2043
Census Tract	960200

Owner

Source: Mercer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 DEVINE RD, HARRODSBURG, KY 40330-9466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK NA
Aug 13, 2010	Deed of Trust, Mortgage VANDERBILT MORTGAGE AND FINANCE INC
Jan 24, 2022	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	202212011563
Deed Book / Page	372 / 818
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	414 DEVINE RD, HARRODSBURG, KY 40330-9466
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M688/183
Date	Oct 22, 2019
Book Page	M688/183
Instrument	11997241

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.75%
Index	1-Year CMT

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	414 DEVINE RD, HARRODSBURG, KY 40330-9466
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000526/578
Date	Aug 13, 2010
Book Page	526/578

Lender

Name	VANDERBILT MORTGAGE AND FINANCE INC

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2040

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER KY
Recording Date	Jan 24, 2022
Property Address	414 DEVINE RD, HARRODSBURG, KY 40330-9466
Document Number	00D372/818
Book / Page	D372 / 818
Map Reference	DB 323 PG 678
Instrument Date	Jan 20, 2022
Instrument	12011563
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 N MAIN ST, GREENVILLE, SC 29609-5513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 DEVINE RD, HARRODSBURG, KY 40330-9466

Mortgage

Document Number	0012011569
Date	Jan 24, 2022
Instrument	12011569

Lender

Name	CENTRAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Mercer County
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00 (-59.18%)	$187,791 (-) Land $6,791 Building $181,000	$187,791 (-) Land $6,791 Building $181,000
2024	$2,244.00 (-0.88%)
2023	$2,264.00	$187,791	$187,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1988–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
kywimax Fixed Wireless · not low latency	25 / 5

May also be available: All Points Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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