414 Derbyshire St, Lancaster, SC 29720 Property Records

Lancaster County property record for 414 Derbyshire St, Lancaster, SC 29720

Property Summary

Property Type	Vacant Land
Owner	Individual Name on File
Last Sale	$303,050 (Mar 2026)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`0062J-0J-130.00`

Property Details

APN / Parcel Number

Primary APN	`0062J-0J-130.00`
Alternative APN	`104249`

Location & Zoning

Account Number	104249
Street Address	414 DERBYSHIRE ST
City	LANCASTER
State	SC
Zip	29720-6144
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BASILDON
Legal Lot Number	130
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2017
Census Tract	11100

Owner

414 Derbyshire St, vacant land, is owned and occupied by an individual who bought it in March 2026.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	414 DERBYSHIRE ST, LANCASTER, SC 29720-6144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 23, 2025	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2026 · Amount on File
Deed Sale	Mar 26, 2026 · Amount on File
Prior Sale	Dec 23, 2025 · Amount on File
Deed Document Number	20264061
Deed Book / Page	2039 / 270
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 26, 2026
Property Address	414 DERBYSHIRE ST, LANCASTER, SC 29720-6144
Document Number	0000004061
Book / Page	2039 / 270
Map Reference	MB 2024 PG 327-328
Instrument Date	Mar 26, 2026
Instrument	2026004061
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$789.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 DERBYSHIRE ST, LANCASTER, SC 29720-6144

Mortgage

Document Number	0000004062
Date	Mar 26, 2026
Instrument	2026004062

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 23, 2025
Property Address	414 DERBYSHIRE ST, LANCASTER, SC 29720-6144
Document Number	0000017386
Book / Page	2006 / 38
Map Reference	MB 2024 PG 327-328
Instrument Date	Dec 19, 2025
Instrument	2025017386
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$241.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5811 FAIRVIEW RD, CHARLOTTE, NC 28209-3709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 SIKES PL STE 200, 200, CHARLOTTE, NC 28277-8191
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 414 Derbyshire St was $1,287.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00	$3,000 Land $3,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 414 Derbyshire St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Derbyshire St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

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